*) After the first drawdown, a partial drawdown fee is charged for each drawdown. The partial drawdown fee is not charged if the borrower and the bank have made a drawdown agreement in connection with the first partial drawdown at the latest.
The indicative Annual Percentage Rate (APR) of a student loan is 5,2 % when the loan amount is EUR 4,500, the loan period is 15 years and the margin is 0.50%. The estimated total cost of the loan is EUR 6 837,95 and the number of loan payments is 180. The calculation includes a fee for the automatic debiting of loan payments, which is EUR 2.50 per payment, and an arrangement fee of EUR 10.00. The calculation assumes that the loan will be drawn down over five years and the loan interest, payments and fees will remain unchanged throughout the loan period. The reference rate of the example calculation is the 12-month Euribor, which was quoted at 3.596 % (on 3 July 2024).
To make comparing easier, the applicant has the right to receive the key information on the credit on a Standard European Consumer Credit Information form before signing the credit agreement. The information on the form may be calculated with the details given by the customer or on typical values. The form on this page is calculated with typical values, which means that a typical euro amount for this credit type is applied.
The form specifies the lender's contact information, the main features of the credit product, the costs, other important legal aspects and, if needed, the additional information required for distance selling. The information on the form may be binding or unbinding on the lender. A binding form requires a positive credit decision.
You will find detailed information on the credit on the Standard European Consumer Credit Information form Opens new window .
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Do you want to start your study adventure in USA? Good news! A number of fully funded scholarships are available in United States of America for international students. In this article we will explain in detail about fully funded scholarships offered in top universities in USA, their benefits and step by step application process.
More than 1500 fully funded Ph.D. scholarships 2025-2026 are available at USA’s top universities for international students. These scholarships provide an average monthly stipend of $1500 along with tuition fees, accommodation charges, health insurance, and travel allowance.
Apply for fully funded scholarships and fulfill your dream of studying at world top universities like Yale University USA, Harvard University USA, Clark University, Kellogg Institute, Schlumberger Foundation and many more.
Fulbright Scholarships are fully funded scholarships for international students. These scholarships are only offered for masters and PhD studies. The Fulbright Foreign Student Program covers full tuition fee, a living stipend, a full accommodation fee, airfare, and health insurance.
Stanford University Scholarship is a fully funded scholarship for international students. This scholarship is offered for Masters and Ph.D studies. This scholarship is offering full tuition fees, traveling allowance, Living allowance and academic expenses.
Yale University Scholarship is a fully funded scholarship for international students. This scholarship is offered for undergraduate, masters and PhD. Yale Scholarship can vary from a few hundred dollars to over $70,000 per year; the average Yale need-based scholarship is over $50,000.
Facebook Fellowship Program is a fully funded scholarship for international students. This scholarship is offered for doctoral research studies. The scholarship covers two years of study and fees, an annual stipend, and conference travel aid.
Robert S. McNamara Fellowships Program is a fully funded scholarship for international students. This scholarship is available for PhD studies and provides the recipient with up to $42,750 net per fellow for an 8-month fellowship.
IMU Breakout Graduate Fellowship Program are fully funded PhD scholarship for international students. International Mathematical Union Scholarship value is up to a maximum of USD 10,000 per year and covers tuition fees, accommodation, travel expenses, and living expenses.
AAUW Fellowship Program is a fully funded scholarship. This scholarship is offered by The American Association of University Women , USA. International students from all world countries are eligible to apply. This scholarship is only available for graduate and post-graduate studies in any subject offered by the university. AAUW Fellowship Program covers $18,000 to $30,000 per year, contingent upon meeting academic standards for renewal.
ACI Foundation Scholarship is a fully funded scholarship or fellowship for international students. This scholarship is offered for undergraduate, masters, PhD, and Postdoctoral studies. This scholarship provides $10,000 – $15,000 US educational stipend for tuition, residence, books, and materials.
Knight Hennesy Scholarships are fully funded scholarships for international students. These scholarships are offered for Masters and PhD studies. These scholarships cover full tuition fees, traveling allowance, Living allowance, and academic expenses.
Kellogg Institute Visiting Fellowships are open for international students who want to pursue doctoral and post-doctoral degrees in the USA. The Kellogg Institute for International Studies has been offering visiting scholarships in a helpful society of academics since 1983 to encourage interdisciplinary global studies.
Schlumberger Foundation Faculty for the Future Fellowship is a funded scholarship for international students. This scholarship is valued at a maximum of USD 50,000 per year for a PhD and a maximum of USD 40,000 per year for a Post-doc and may be renewed through to the completion of studies.
Graduate students.
Fernando Casamayor Molina is a first-year Ph.D. student in the Aga Khan...
Cameron Chacon is a Ph.D. student in the Department of History of Art and Architecture focusing on ancient Greek material...
Adam Chen is a historian and curator of American art from approximately 1750 to 1850. Taking a global, intercultural approach...
Jess Chen studies modern art with a focus on Central Asia. Her research engages with nomadic philosophies; concepts of...
Emma Harutyunyan's professional focus is on early modern Armenian art, with a particular emphasis on Armenian religious textiles. She has a...
Jiwon Lee studies the interpenetrating relationship between art and science by focusing on early...
Khushi Nansi studies women’s spaces of disobedience in the pre-modern Islamic world. Through exchanges at board...
Samuel Tan studies clothing and dressmaking in postwar Japan and the emergence of contemporary Japanese Fashion. Located in the development of drawing,...
Irina Zhambaldorzhieva studies the history of Buddhist art, focusing on Esoteric (Tantric) iconography. She is particularly...
Nicanor studies the history and theory of modern architecture. He is interested in the dissemination of French academic culture, particularly in Latin...
Icey Lin is a Ph.D. student in the Department of History of Art and Architecture...
Neesha Mewada is a PhD student in Harvard University’s joint program in History...
Noah Michaud’s research centers around the real and virtual encounters between Italy, chiefly the Republic of Venice, and...
Anthony’s area of study revolves around the art, archaeology, and culture of ancient Greece during the eighth through fifth centuries BCE. His research...
Hiroki conducts research on two subjects in early modern Japanese paintings. One...
Luci Williams’ studies are animated by an interest in textiles: their design, production, and the lives of the people–and animals–that make them. She...
Nolan studies the modern built environment, media, and cultural exchange across the Western Hemisphere. Their work looks at popular...
Natasha’s research focuses on the visual cultures that emerged via the explosion of direct
contact between Western Europe and late imperial China from the early seventeenth century
until the fall of the Manchu Qing Empire in 1911.... Read more about Natasha Coleman
John DeVoy is a first-year PhD student interested in the peripheral regions of the Early Byzantine world and their representation of local heterodoxy versus imperial orthodoxy through miniatures, wall paintings, and icons. He is also interested in the influence these peripheral communities exerted across the Silk Road, particularly in the context of Manichaeism and so-called 'Gnostic' movements.... Read more about John DeVoy
Jordan’s research investigates networks of cultural transmission between France and Italy—outside the institutional venues of art academies—that led to the development of an increasingly homogenized visual language of European aristocratic and princely culture over the course of the seventeenth and eighteen th centuries.... Read more about Jordan Hallmark
Timothy Hampshire researches the visual culture of Western Europe in a time when “Rome” became an idea subject to...
April studies Buddhist art and visual culture of medieval East Asia. She is particularly interested in art's role in the visualization of processes that concern the conceiving and sustaining of life beyond the physical body. Her past projects have focused on Buddhist cave temples and devotional objects of medieval China and materials of early Japanese Buddhist art.... Read more about April Peng
Ayesha Usman Shaikh’s research interests pertain to Indian Ocean and Red Sea material and cross-cultural interactions between Gujarat and Egypt during the 13th through 16th centuries. Prior to attending Harvard, she was a research fellow at the Pergamon Museum in Berlin and held a graduate internship at The Metropolitan Museum of Art in New York where she researched Indo-Egyptian textile fragments.
... Read more about Ayesha Shaikh
Catarina's research focuses on architecture, exhibitions, modernity, and national identity in the twentieth century. She is particularly interested in the...
Aziza Izamova studies the history of the museums and the art of Soviet Central Asia. Her current interests include history of Central Asian art...
Kacper works on the notions of health and disease, and their manifestations in art, architecture and their respective discourses. He is particularly...
Ebonie is interested in researching the cultural arts of the early-twentieth century African Diaspora, with particular emphasis on theories of the archive...
Akarsh studies the trans-regional interactions of Buddhist material culture across the Indian...
Sandro Capo Chichi is a PhD candidate studying historical African arts with a focus on the Bight...
Rachel Hirsch studies the cultural history of early...
Nora Rosengarten (she/her) studies the history of printmaking from the 19th C to the present in Europe and the Americas. Her scholarship is animated by...
Colin Sanborn received his B.A. in Art History from Oberlin College in 2019, where he concentrated on the art of the sixteenth- and seventeenth-century...
Rebecca Selch is a doctoral candidate in the Department of History of Art and Architecture at Harvard University. Her research concerns the production and...
Rachel M. Tang studies the history and theory of socially engaged art practices, with a particular interest in artists who touch upon issues of pedagogy...
Gabriella Wellons ’ research examines the visual and material cultures of Pre-Hispanic Latin America with a particular interest in polychrome mural...
Joseph Mizhakiiyaasige Zordan is a doctoral candidate in the History of Art and Architecture department at Harvard...
Victoria just completed her MA at the University of...
Alexandra Dennett studies modern art and the history of photography. Her dissertation examines how photographs both represent and misrepresent the...
Kéla Briana Jackson is a PhD student studying...
Elena Janney works on the visual culture of the early modern Age of Encounter, with a particular focus on...
Tai Mitsuji is a writer and curator who is...
Sarah Molina graduated from the University of North...
Alejandro Nodarse received his B.A. and M.A. in...
Mary’s research is focused on the visual and...
Yingxue Wang completed her BA in Art History and...
Tugrul is a PhD candidate in Harvard University’s joint program in the Middle Eastern Studies and History of Art and...
Rachel Burke is a PhD student studying American art and visual culture, with a focus on...
Aimé Cichero received her BA in Art History from Brown...
Sarah Lund researches the visual culture of eighteenth- and nineteenth-century Europe, with a focus on female artists and works on paper. Her...
Isabel received her Bachelor’s degree in the History of Art and Architecture with minors in French and Chinese from...
Sarah primarily studies early modern northern European art. She is currently writing a dissertation on early-16th-century, Swiss...
Yue Xie received her B.A. in History of Art and Fine Arts from Bryn Mawr College. In 2015 she studied Arabic language and Islamic art at the American...
Isabel studies modern and contemporary art, with a focus on the relationship between art practice and pedagogy. She holds a BA in Art and History of Art...
Hollie Buttery graduated from the University of East Anglia with a BA in Art History and Literature in 2014, and also completing her masters there in 2016...
Louis is a doctoral candidate studying South Asian art and architecture with a...
Julia is a PhD...
Ashley hannebrink.
Hannah hyden.
Helen’s research focuses on early-modern and modern Japanese art with an emphasis on painting and prints. Her dissertation on Meiji period (1868–1912)...
Katherine mills.
Linda is a PhD candidate studying the art, architecture, visual, and material cultures of early modern Europe and the Atlantic world, with a special focus...
Patricia manos.
The Finnish Student Health Service (FSHS) provides general, mental and oral health care services for students of universities and other institutions of higher education. You can use student health services if you are studying for a Bachelor’s or Master’s degree at a university or other institution of higher education and you have paid your student union membership fee to a student union that is affiliated to the FSHS. Those studying for a Licentiate of Medicine, Dentistry or Veterinary Medicine degree are also entitled to use the FSHS’s services ( www.fshs.fi) .
Pay the healthcare fee to Kela if you have registered as attending and you are completing a bachelor’s or a master’s level degree in higher education at a Finnish university. In 2024, the student healthcare fee in higher education is EUR 36.80 per term. The fee is paid to Kela once per term, i.e. twice a year. You are not billed for the fee but are expected to pay it unprompted. The due date of payment is determined based on the date on which you have registered as attending. For the autumn term, the healthcare fee must be paid by 30 September at the latest, provided the student has registered as attending by then. For the spring semester, the healthcare fee must be paid by 31 January at the latest.
The healthcare fee is confirmed on a calendar year basis. However, in autumn you can only pay the fee for the autumn term, because the amount of the fee due for spring term will be decided on November/December.
The healthcare fee can be paid using a payment application in Kela's e-service or as a bank transfer. Instructions for payment of the healthcare fee are available on Kela’s website.
If you have social security coverage in another EU/EEA country or in Switzerland or the United Kingdom, you do not have to pay the healthcare fee. However, you can to use the FSHS’s services. Visit Kela’s website for information about how to proceed if you have social security coverage in another EU/EEA country or in Switzerland or the United Kingdom .
Familiarise yourself also with information about tuberculosis screening for degree students
For information regarding exchange students , please read: Exchange student’s health services and well-being .
Find information about moving to, living in and life in finland.
Post by newborn » Thu Mar 17, 2016 2:48 pm
Post by Marsh04 » Thu Mar 17, 2016 10:17 pm
Post by betelgeuse » Thu Mar 17, 2016 10:32 pm
newborn wrote: My question is: if I am still a PhD student (will get certificates in 2 months maybe), will I get unemployment benefits from KELA or not?If not, is it because I am a PhD student and I will need to apply for KELA student benefits and they will give me student benefits?
Post by newborn » Thu Mar 17, 2016 11:16 pm
Marsh04 wrote: As far as I know you don't get any of them. You are considered employed when you are doing PhD.
Post by newborn » Thu Mar 17, 2016 11:23 pm
Your PhD studies can be considered to prevent you from taking up full time employment in which case you would not be eligible for unemployment benefits. Whether this applies to you so close to graduation depends on your individual circumstances. PhD students are eligible for 9 months of student benefits if the reason for your residence permit or registration of right of residence is not studies.
If you don't have assets, apply for income support from the municipality. In the process they have an incentive to make sure you get all the other benefits because it means less income support for them to pay.
Post by nihil0 » Fri Mar 18, 2016 10:36 am
Post by Zwagger » Fri Mar 18, 2016 11:04 am
Post by Rip » Fri Mar 18, 2016 12:44 pm
newborn wrote: How can I apply to this support if I need to?
Return to “Living in Finland”
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Nadia Abdallah
Graduate Student (Ph.D)
Textiles, Merchandising and Interiors
College of Family and Consumer Sciences
Dawson Hall 305 Sanford Dr. Athens , GA 30602 [email protected]
Mohammad Aghajohari
Dawson Hall 305 Sanford Dr. Athens , GA 30602 [email protected]
Mary Ayobami Akinde
Graduate Teaching Assistant
Financial Planning, Housing and Consumer Economics
Dawson Hall 305 Sanford Dr. Athens , GA 30602 706-765-5788 [email protected]
Ph.D. Student and Graduate Research Assistant
Human Development and Family Science
114 Dawson Hall 305 Sanford Dr. Athens , GA 30602 773-456-8448 [email protected]
Habibur Rahman Anik
Graduate Research Assistant
Riverbend North 110 Riverbend Road Athens , GA 30605 +1 435 340 0 [email protected]
Megan Appelbaum
PhD/DI Student
Nutritional Sciences
219 Hoke Smith Annex 300 Carlton St. Athens , GA 30602 [email protected]
Peter Raymond Attridge
Graduate Student
373 Dawson Hall 305 Sanford Dr. Athens , GA 30602 [email protected]
Rabeeh Azarmehr
PhD Student and Graduate Research Assistant
Dawson Hall 305 Sanford Dr. Athens , GA 30602 [email protected]
Zach Bailey
218 Hoke Smith Annex 300 Carlton St. Athens , GA 30602 [email protected]
Ruchika Bansal
Evelyn Barrales
261C Dawson Hall 305 Sanford Dr. Athens , GA 30602 [email protected]
Michelle (Shelley) Barth
Kevin Bayani
Charles Schwab Financial Planning Center 407 Sanford Dr. Athens , GA 30602 [email protected]
Jordan Bell
PhD Candidate & Graduate Assistant
Barrow Hall 115 DW Brooks Dr. Athens , GA 30602 [email protected]
Aminah Bradley-Pikes
Dawson Hall 305 Sanford Dr. Athens , GA 30602 [email protected]
Rachel Brown
261E Dawson Hall 305 Sanford Dr. Athens , GA 30602 [email protected]
Rebekah Carnes
PhD Candidate & Graduate Research Assistant
118 Barrow Hall 115 DW Brooks Dr. Athens , GA 30602 [email protected]
Cory Carvalho
Ph.D Student, Graduate Research Assistant
Pound Hall Athens , GA 30605 [email protected]
Michael Cataluna
PhD Student
261 D Dawson Hall 305 Sanford Dr. Athens , GA 30602 [email protected]
Ravisha Chutani
Ph.D. Student & Graduate Assistant
Dawson Hall 305 Sanford Dr. Athens , GA 30602 [email protected]
Camryn Cobb
262-1 Dawson Hall 305 Sanford Dr. Athens , GA 30602 [email protected]
Christopher Collins
Dawson Hall 305 Sanford Dr. Athens , GA 30602 [email protected]
Noel B Corbin
Dawson Hall 305 Sanford Dr. Athens , GA 30602 Department of Textiles, Merchandising & Interiors, Dawson Hall, UGA Athens , GA 30602 [email protected]
Shuangyue "Tracy" Cui
Graduate research assistant
Lab 218 Hoke Smith Annex 300 Carlton St. Athens , GA 30602 [email protected]
Sitara Cullinan
Camden Cusumano
Graduate Teaching and Research Assistant
118 Barrow Hall 115 DW Brooks Dr. Athens , GA 30602 [email protected]
Malika Dhakhwa
Ph.D. Student, Graduate Assistant
Avik Kumar Dhar
PhD Student & Research Assistant, Vice President TMI/GSC
Dawson Hall 305 Sanford Dr. Athens , GA 30602 706-254-0880 [email protected]
Francisco Diaz
262 Dawson Hall Dawson Hall 305 Sanford Dr. Athens , GA 30602 [email protected]
Yixuan Dong
Dawson Hall 305 Sanford Dr. Athens , GA 30602 585-719-7636 [email protected]
Kiana Drummond
Ph.D. Student
Stephanie Dubrof
PhD Candidate
280 Dawson Hall 305 Sanford Dr. Athens , GA 30602 [email protected]
Solmaz Es'haghloo-Galougahi
PhD Candidate & Graduate Teaching Assistant, President TMI/GSC
312- Dawson Hall Dawson Hall 305 Sanford Dr. Athens , GA 30602 [email protected]
Avary Ionie Evans
Adriana Garcia
PhD Student, Graduate Teaching Assistant
Jyotsna Ghimire
262-3 Dawson Hall 305 Sanford Dr. Athens , GA 30602 706-206-7091 [email protected]
Joyjit Ghosh
312 Dawson Hall 305 Sanford Dr. Athens , GA 30602 7064619580 [email protected]
Emily B Goldstein
PhD Student & Graduate Teaching Assistant
261B Dawson Hall 305 Sanford Dr. Athens , GA 30602 661-932-6926 [email protected]
Alyssa Guadagni
PhD Candidate/DI Student
161 Dawson Hall 305 Sanford Dr. Athens , GA 30602 [email protected]
Food Science Building , [email protected]
Benjamin Hampton
Ph.D. Student & Graduate Teaching Assistant
Housing and Consumer Research Center (House C) 415 Sanford Dr. Athens , GA 30602 [email protected]
Kathryn (Katie) Harmeyer
River’s Crossing 850 College Station Rd. Athens , GA 30602 513-373-0977 [email protected]
V. Elizabeth Hoggard-King
River’s Crossing 850 College Station Rd. Athens , GA 30602 [email protected]
Lauren Holley
Graduate Student- Child and Family Data Collection Specialist
River’s Crossing 850 College Station Rd. Athens , GA 30602 [email protected]
Hannah Holshue
158 Barrow Hall 115 DW Brooks Dr. Athens , GA 30602 [email protected]
Cullin Howard
375 Dawson Hall 305 Sanford Dr. Athens , GA 30602 [email protected]
Yating Huang
Graduate Research Assist
375 Dawson Hall 305 Sanford Dr. Athens , GA 30602 7372819339 [email protected]
Renee Hutton
169 Dawson Hall 305 Sanford Dr. Athens , GA 30602 [email protected]
Sara Idacavage
Dawson Hall 305 Sanford Dr. Athens , GA 30602 [email protected]
Tarikul Islam
Ph.D. Student | Graduate Teaching Assistant
321 Dawson Hall 305 Sanford Dr. Athens , GA 30602 7067655667 [email protected]
Julia Janeczko
Barrow Hall 115 DW Brooks Dr. Athens , GA 30602 [email protected]
Danah Jeong
Charles Schwab Financial Planning Center 407 Sanford Dr. Athens , GA 30602 [email protected]
Hye Seung Jeong
Dawson Hall 305 Sanford Dr. Athens , GA 30602 [email protected]
Ziyou Jiang
301 Dawson Hall 305 Sanford Dr. Athens , GA 30602 [email protected]
Sheldon Uriah Kay
PhD Student in Couple and Family Therapy, Working as a Teaching Assistant
McPhaul Center 202 Carlton St Athens , GA 30602 [email protected]
Graduate Teaching Assistant / Graduate Research Assistant
Housing and Consumer Research Center (House C) 415 Sanford Dr. Athens , GA 30602 415 Sanford Dr. Athens , GA 30602 [email protected]
Jiyoung Kim
Samantha "Sammie" Lancaster
Ph.D Student in Human Development & Family Science, Couple and Family Therapy
McPhaul Center 202 Carlton St Athens , GA 30602 [email protected]
Heejae (Hannah) Lee
Ph.D. Candidate & Graduate Research Assistant
Dawson Hall 305 Sanford Dr. Athens , GA 30602 [email protected]
Ph.D Student
158 Barrow Hall 115 DW Brooks Dr. Athens , GA 30602 [email protected]
Ph.D Student & Graduate Assistant
118 Barrow Hall 115 DW Brooks Dr. Athens , GA 30602 [email protected]
Wang Shin (Ann) Lei
279 Dawson Hall 305 Sanford Dr. Athens , GA 30602 [email protected]
Charles Schwab Financial Planning Center 407 Sanford Dr. Athens , GA 30602 [email protected]
Laura Loera-Lopez
128 Barrow Hall 115 DW Brooks Dr. Athens , GA 30602 [email protected]
Magen N Lord
Barrow Hall 115 DW Brooks Dr. Athens , GA 30602 [email protected]
Grace C Madu
Dawson Hall 305 Sanford Dr. Athens , GA 30602 [email protected]
Mallika Mahida
Dawson Hall 305 Sanford Dr. Athens , GA 30602 [email protected]
Lindsay J. Mapes
Graduate Teaching Assistant | Graduate Financial Advising Assistant
River’s Crossing 850 College Station Rd. Athens , GA 30602 [email protected]
Austin Mills
Seyedali Mirmohammadsadeghi
Research Assistant - Teaching Assistant
Dawson Hall 305 Sanford Dr. Athens , GA 30602 [email protected]
Vijay Mohakar
GRADUATE RESEARCH STUDENT (Ph.D.), Social Programming Coordinator/Treasure TMI/GSC
360 Dawson Hall 305 Sanford Dr. Athens , GA 30602 [email protected]
Ivan Moldavchuk
110 Riverbend Rd. Athens , GA 30605 706-461-5584 [email protected]
Heidy Montes
Claire Mouser
Dawson Hall 305 Sanford Dr. Athens , GA 30602 [email protected]
Kavyashree Mruthyunjaya swamy
Graduate Student and Teaching Assistant
312A/360 Dawson Hall 305 Sanford Dr. Athens , GA 30602 9732347239 [email protected]
Morgan Muñoz
Ph.D. Student and Graduate Teaching Assistant
101 McPhaul Center 202 Carlton St Athens , GA 30602 [email protected]
Sarah O'Neal
PhD Student, Graduate Assistant
Housing and Consumer Research Center (House C) 415 Sanford Dr. Athens , GA 30602 [email protected]
Rachel Okamoto
PhD Student, Graduate Research Assistant
Barrow Hall 115 DW Brooks Dr. Athens , GA 30602 [email protected]
Dawson Hall 305 Sanford Dr. Athens , GA 30602 [email protected]
Prince Kwabena Osei
132 Barrow Hall 115 DW Brooks Dr. Athens , GA 30602 7062549434 [email protected]
Kristina Peranidze
Research Assistant
467 Dawson Hall 305 Sanford Dr. Athens , GA 30602 7064250107 [email protected]
Nikia M. Pinson
Dawson Hall 305 Sanford Dr. Athens , GA 30602 7065424831 [email protected]
Roshaye B. Poleon
Ph.D. Student & Graduate Research Assistant
Dawson Hall 305 Sanford Dr. Athens , GA 30602 [email protected]
Kellsie L Prather
Doctoral Student, Graduate Research Assistant
Dawson Hall 305 Sanford Dr. Athens , GA 30602 [email protected]
205 Dawson Hall 305 Sanford Dr. Athens , GA 30602 706-461-5787 [email protected]
Gene Rodrick
279 Dawson Hall 305 Sanford Dr. Athens , GA 30602 [email protected]
Hofner Doydora Rusiana
Dawson Hall 305 Sanford Dr. Athens , GA 30602 [email protected]
Juan S Sandoval H
Dawson Hall 305 Sanford Dr. Athens , GA 30602 [email protected]
Mia D. Sawyers
373 Dawson Hall 305 Sanford Dr. Athens , GA 30602 [email protected]
JeongAh Shin
304 E.Y.E Lab Dawson Hall 305 Sanford Dr. Athens , GA 30602 [email protected]
Leticia Soares
Ph.D. Student, Nutritional Sciences
Dawson Hall 305 Sanford Dr. Athens , GA 30602 [email protected]
Mozhgan Soltanisehat
Dawson Hall 305 Sanford Dr. Athens , GA 30602 305 Sanford Dr. Athens, GA 30602 , [email protected]
Sloane Stoklosa
Dawson Hall 305 Sanford Dr. Athens , GA 30602 [email protected]
Katharine A Suma
Research Specialist
114 Dawson Hall 305 Sanford Dr. Athens , GA 30602 404-805-2830 [email protected]
Housing and Consumer Research Center (House C) 415 Sanford Dr. Athens , GA 30602 7062480071 [email protected]
Morrighan Surrett Wingate
Graduate Student - Data Collection and Analysis Assistant
River’s Crossing 850 College Station Rd. Athens , GA 30602 [email protected]
Amit Talukder
Graduate Assistant
360 Dawson Hall 305 Sanford Dr. Athens , GA 30602 [email protected]
Rachel M. Taylor
Dawson Hall 305 Sanford Dr. Athens , GA 30602 [email protected]
Shariful Islam Tushar
Doctoral Student and Graduate Assistant
104 Dawson Hall 305 Sanford Dr. Athens , GA 30602 [email protected]
Md Mazbah Uddin
Ph.D. Student | Graduate Assistant
104 | 360 Dawson Hall 305 Sanford Dr. Athens , GA 30602 +17063409713 [email protected]
Tianli Wang
PhD/DI student
307 Dawson Hall 305 Sanford Dr. Athens , GA 30602 [email protected]
Hsuan-mein (Regina) Yang
Linhao Zhang
Ph.D. Student and Research Assistant
Dawson Hall 305 Sanford Dr. Athens , GA 30602 4088868374 [email protected]
Charles Schwab Financial Planning Center 407 Sanford Dr. Athens , GA 30602 585-260-5738 [email protected]
Dawson Hall 305 Sanford Dr Athens, GA 30602
SSAC 706-542-4847
Administration, Alumni, Communications 706-542-6402
This month we have the pleasure of learning more about the Equity, Inclusion and Employee Well-Being (EIEW) team within the Office of Human Resources (OHR).
In Spring 2021, the Office of Human Resources (OHR) established the Office of Equity, Inclusion & Employee Well-Being . This shift in OHR’s organizational structure recognizes the inextricable link between equity, diversity and inclusion and employee well-being. Employees who are not emotionally, mentally, physically, and socially well are unable to engage in their work authentically and successfully; cannot grow and thrive on campus; and are more likely to leave the institution. This is particularly true for marginalized and/or underrepresented employees on campus.
Mission: To provide high-level consultation, support and resources to schools, colleges, divisions and units to support the creation and sustainability of healthy, equitable and inclusive policies, systems, and environments for employees to engage, grow, and thrive on campus.
Vision: To center the humanity of our employees through holistic, whole-person and whole-body approaches to create and sustain equitable and healthy work policies, work environments, and work practices.
Over the past two years, the Office of Equity, Inclusion and Employee Well-Being has focused on establishing an organizational mission, vision and core values. In collaboration with key stakeholders across campus, the team identified strategic priorities and developed a new website to establish EIEW as a critical campus partner and resource. In addition to laying the foundation for this new office, the EIEW team continues to respond to campus requests for ongoing support and resources to transform current process, practice and culture to center employee experiences. Now fully staffed, EIEW is currently engaging in strategic planning for the coming year to align priorities with OHR and the wider campus.
MEET THE TEAM
Ankita Bharadwaj joined the team in November 2022. As the BIPOC employee retention specialist, Ankita engages in creating programs, events and strategies to cultivate a sense of belonging for and with BIPOC employees on campus. Ankita graduated from the UW–Madison Law School in 2020 as an international student; served as the Vice President of Middle Eastern Law Students Association from 2016-2017; and served on many non-profit boards—including the Madison Community Coop, North American Students of Cooperation and as one of the inaugural members of the City of Madison’s Police Civilian Oversight Board that oversees the Madison Police Department (tasked to address instances of civilian dissatisfaction or complaints against the department). Recently, Ankita was appointed by Governor Evers to serve on the State Council on Affirmative Action to ensure the state’s compliance to affirmative action policies and laws.
Before joining EIEW, Ankita served as the Democratic Party’s Community Organizing Director of Dane County. Ankita worked to get Governor Evers re-elected for a second term with a record breaking voter turnout for Latino, Black, AAPI, Youth and Women in the 2022 midterms. Ankita also has their own show called Subtle Desi Traits that strives to amplify BIPOC, women and youth voices and talks about world affairs with a Desi perspective.
David Sparkman joined the team in October 2022. The primary function of his role is to support the assessment, analysis, and communication of insights on diversity, equity, inclusion, and well-being among UW employees. Originally from the metro Detroit area, David earned his PhD in psychology from the University of Arkansas, with a background in social psychology, research design and measurement, and data analysis. In 2018, David started his career as an Assistant Professor of Psychology at the University of Wisconsin–Eau Claire, where he researched and taught courses on topics related to the psychology of diversity, social identity, and intergroup relations. David has also spent time as a research partner at the Wisconsin Institute for Public Policy and Service, where he developed, analyzed, and communicated insights on a community survey measuring residents’ beliefs about diversity, feelings of belonging, and other topics.
David is especially passionate about understanding people’s experiences as they navigate their social world. This includes how our individual and social identities, interpersonal relationships, work environments, and the broader society impact who we are and how others perceive us. In his role, David thinks of data around employee’s experiences at UW as small pieces to a larger story, and is especially excited about uncovering and sharing this story in a way that promotes greater equity, inclusion, and well-being for all employees on campus.
Jay Botsford (ze/zir or they/them), LGBTQ+ Employee Retention Specialist
Jay Botsford joined the team in February 2023. Jay has been advocating with LGBTQ+ communities in WI since 2002, providing equity & justice-focused training/consulting to service providers and institutions, supporting the leadership of students and youth to make change in their communities, and organizing for justice. After graduating from college in Milwaukee, Jay worked in the nonprofit world in a variety of roles, including as a sexual health educator, youth program manager, LGBTQ+ advocate, and social justice trainer/consultant. Recently, ze completed zir MPH (Master in Public Health degree) with a focus on health equity and social justice.
Since 2016, Jay has held several roles at UW–Madison, including as an advocate for health justice for transgender, nonbinary, and gender expansive communities with the School of Medicine and Public Health and as an antiracist learning community facilitator with Learning Communities for Institutional Change and Excellence (LCICE) before joining the Office of Equity, Inclusion, and Employee Well-Being. For the last 6 years, ze has also served on the LGBTQ+ Shared Governance Committee, including several years as co-chair.
Ze is passionate about community care/mutual aid, building solidarity and accomplices (not just allies), and centering health and healing in social justice work. In zir role as the LGBTQ+ Employee Retention Specialist in EIEW, Jay is excited to build resources and support for LGBTQ+ employees at UW, and to work collaboratively to transform the institution into a place where all LGBTQ+ employees can thrive.
Kela Caldwell joined OHR in October 2019 as a graduate assistant to support the Engagement, Inclusion and Diversity (EID) initiative. Since joining OHR, Kela has learned so much about campus structures, systems, and what it means to advocate for change from inside an institution. Over the years Kela has supported the assessment, design, and delivery of employee learning around anti-racism practices and transforming campus culture, facilitated a campus-wide EID community of practice , and supported the development of a recruitment through racial equity learning series for departments and units across campus.
Kela has been a member of the UW–Madison community since 2018 as a PhD student in the Department of Geography. Kela’s research focuses on African American vulnerabilities to displacement, citizenship, migration and racial violence. Kela’s commitments to research, community, and her students emerge from the connections she makes between her own lived experiences and the inequities she observes around her. Kela is excited to continue her work with OHR by actively promoting and building anti-racist practices on campus in a multitude of ways.
Nandi joined the team in June 2022. Nandi is responsible for providing consultation, convening stakeholders, assessing needs, and identifying gaps to guide/lead the campus employee well-being strategy to enhance the health outcomes, experiences, and well-being of UW-Madison employees through population-level and public health approaches. Nandi has been working in the fields of social justice and holistic health for over a decade prior to starting this role and has a background in cross-cultural research, teaching, and training. Nandi received a BS in Psychology & Biology and a MS in Counseling Psychology from UW-Madison. Nandi is also a licensed psychotherapist and has previously served as a clinical supervisor who specializes in working with marginalized populations using ancestral somatic healing modalities. Nandi’s lived experiences as a queer, trans, woman of color is something that motivates them in engaging in this work.
Nandi is most excited to provide healing and systemic change to the lives of UW employees. Nandi’s goal is to improve the well-being of the campus community by engaging with campus stakeholders and using population-level data to prioritize, design, implement, and evaluate strategies to achieve measurable health improvements by creating health-supporting systems, policies, and environments. This past spring, Nandi launched a new and innovative emergent learning series, Rejuvenation through Decolonization . The series centers learning theories and histories of health equity and healing justice concepts and provides meaningful dialogue around healing and growth.
Susan Degrand (she/her), Equity, Inclusion and Employee Well-Being Director
Susan Degrand joined OHR in 2018 and was initially hired to provide support to the Engagement, Inclusion and Diversity initiative. Since joining OHR, Susan has regularly engaged with OHR and campus partners to better support employees through a human-centered lens. In spring 2021, Susan was asked to serve as the Office of Equity, Inclusion and Employee Well-Being Interim Director to provide leadership and vision for this new office. In April 2023, Susan was named the Director of the office.
Susan has been a member of the UW–Madison community for over 16 years—as a student and as an employee. Susan has had a longstanding history working in equity-focused roles on campus in different campus contexts including academic, administrative, student-focused and employee-focused learning and working environments. She is excited to continue working in community and in collaboration with incredible thought leaders to ultimately transform organizational processes, practices and environments to better meet the needs of employees on campus.
PARTNERSHIP
The Office of Equity, Inclusion and Employee Well-Being works in very close partnership with the Inclusion@UW Program Manager within OHR’s Learning and Talent Development team, Tamie Klumpyan . This key partnership allows us to thoughtfully engage and integrate employee learning into our collective work to support campus.
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Students attending a traditional university or a university of applied sciences must pay a healthcare fee to Kela. The fee must be paid for each term. Kela does not send a bill for the fee, so students must make sure to pay it on their own initiative. You can pay the healthcare fee via Kela’s e-service OmaKela (available in Finnish and Swedish only).
Kela sends a letter with payment instructions before the due date for payment to students who are required to pay the fee but have not paid it. This letter is sent twice a year, approximately three weeks before the due date of the fee. If you have updated your information in OmaKela to go paperless, you will receive a text message or email when the letter is available to read in OmaKela.
Learn more about letting Kela know that you want to receive the information letter in OmaKela only (in Finnish).
If you are completing a higher education degree and are registered as attending, you have the right to use the services of the Finnish Student Health Service (FSHS) .
Read more about the payment of the healthcare fee and the due dates for payment .
The obligation to pay the healthcare fee for students in higher education only depends on the degree/qualification pursued, registration as attending, and the country in which you have social security coverage. No other factors are relevant. You must pay the fee even if you do not receive student financial aid or if you use occupational or other health services instead of the FSHS.
You must pay the healthcare fee if you are registered as attending, and
If you graduate in the autumn term, you do not have to pay the healthcare fee for the following spring term. You are then not entitled to use the services of the FSHS in the spring term.
If you complete your studies in the autumn term but do not graduate and receive your diploma until the spring term, you do have to pay the healthcare fee for the spring term. In that case, you will be entitled to use the services of the FSHS until the end of the spring term.
See who must pay the healthcare fee .
You do not have to pay the healthcare fee if
If you are not liable to pay the fee, you are also not entitled to use FSHS services. The exception to this is if you have social security coverage from another EU/EEA country, Switzerland, Great Britain or Northern Ireland. In this case, you can use FSHS services even if you do not pay the healthcare fee.
Find out how to proceed if you have social security coverage from another EU/EEA country, Switzerland, Great Britain or Northern Ireland .
In international situations, the obligation to pay the student healthcare fee depends on whether you are completing a degree at a Finnish higher education institution or are an exchange student. The obligation to pay the fee is further affected by the country in which you have social security coverage.
If you are enrolled in a degree programme at a Finnish higher education institution and have registered as attending, you must pay the healthcare fee. You must pay the fee even if you are studying remotely and are not based in Finland. The exception to this is if you have social security coverage from another EU/EEA country, Switzerland, Great Britain or Northern Ireland. In this case, you do not have to pay the fee, but you can still use FSHS services. However, in such cases you should contact Kela.
Find out how to proceed if you have social security coverage in another EU/EEA country, Switzerland, Great Britain or Northern Ireland .
If you are a foreign exchange student, you are not completing a degree at a Finnish higher education institution. In that case, you do not have to pay the healthcare fee. However, you are not entitled to use the services of the FSHS.
You must pay the healthcare fee if you come to Finland from a country outside the EU to complete a degree here This applies even if you have taken out private health insurance to satisfy the requirements for obtaining a residence permit, for instance health insurance from Swisscare. If you have a private health insurance taken out for the purposes of obtaining a residence permit, that does not mean that you have social security coverage in the EU.
If you are completing a degree at a Finnish institution of higher education, have registered as attending, and go on a student exchange abroad, you must pay the healthcare fee for the duration of the study abroad.
If you visit Finland during the study abroad, you can use the services of the Finnish Student Health Service (FSHS).
In 2023 and 2024, the student healthcare fee in higher education is EUR 36.80 per term.
The fee is paid to Kela for both the spring and the autumn term. You are not billed for the fee, but are expected to pay it unprompted. The amount that must be paid is defined in a Government Decree and may vary from year to year.
You can pay the fee even if you have not yet registered as attending.
The healthcare fee is confirmed on a calendar year basis. This means that, in spring 2024, you can pay the fee for both the spring and the autumn term 2024.
The healthcare fee can be taken into account in connection with the basic social assistance or as a rehabilitation expense
If you receive social assistance, the healthcare fee can be counted as an expense for purposes of basic social assistance. Learn more about basic social assistance awarded for healthcare costs .
If you have been granted access to education in the form of vocational rehabilitation provided by Kela, you can be granted reimbursement for the healthcare fee for students in higher education as a necessary educational expense. You must first pay the healthcare fee yourself. You can then apply for reimbursement for the healthcare fee as a rehabilitation expense.
Apply for reimbursement by sending a message in the OmaKela e-service. Under ‘Aihe’ select Kuntoutus (rehabilitation) and then under ‘Tarkenne’ Kuntoutusmaksu (rehabilitation expense). You do not have to submit a proof of payment. If you cannot use the OmaKela e-service, you can apply for reimbursement by calling Kela’s customer service number for rehabilitation matters 020 634 2650.
If you do not pay the healthcare fee by the due date, Kela will send you a reminder. If you pay the fee after the due date, Kela will charge a fixed late-payment fee of EUR 5.
If you still do not pay the healthcare fee after having received a reminder, Kela can withhold the fee and the late-payment fee from your study grant payments without first consulting you. If the healthcare fee cannot be withheld from the study grant payments, it will be referred to the enforcement authority for collection.
If you have received a letter reminding you to pay the healthcare fee but you have social security coverage from another EU/EEA country, Switzerland, Great Britain or Northern Ireland, contact Kela’s Overpayment Recovery Centre (About Kela section) .
See how to pay the healthcare fee .
The Finnish Student Health Service (FSHS) provides student healthcare services for higher education students in Finland. For more information on the services available from the FSHS, see its website (yths.fi) .
You are entitled to use the student healthcare services to the end of the term for which you have registered as attending. If you graduate during the term, you are entitled to use the student healthcare services to the end of the term in question. See who are entitled to use the FSHS services .
You can apply to Kela for reimbursement for travel costs for trips that you have made to an FSHS service point in order to get student healthcare services. Read more information about the reimbursement of travel costs .
IMAGES
VIDEO
COMMENTS
Post-graduate study includes licentiate's and doctor's degrees as well as specialist degrees in medicine, dentistry and veterinary medicine.
Students can get financial aid from Kela for post-comprehensive school education.
Social security coverage for students and researchers If you move to Finland only in order to study here, you may be entitled to some Kela benefits, provided that your move to Finland is considered permanent. This is determined mainly on the basis of the estimated duration of your studies and on your country of origin. The entitlement to benefits for persons who come to Finland for research ...
Student financial aid You are eligible to receive student financial aid (opintotuki) from Kela if: you are registered in the Population Information System (väestötietojärjestelmä) as a permanent resident of Finland, you have the necessary residence permit (oleskelulupa) and your reason for being in Finland is something other than studies.
PhD students can face many challenges, such as a lack of confidence in their newly acquired skills or the uncertainty about which career path to choose. We highlight some ways to empower students ...
The healthcare fee paid to Kela covers all Finnish Student Health Service (FSHS) services for undergraduate students. You will not receive an invoice, so remember to pay the healthcare fee to Kela on your initiative for the autumn term by November 15, 2024. Please note that several exceptions apply to international students.
Financial aid for students Based on legislation concerning student financial aid, students may receive support from the Social Insurance Institution of Finland (Kela) for studying towards a scientific postgraduate degree at a higher education institution.
Doctoral Studies in Finland Begin your doctoral journey in Finland by exploring programs through the Studyinfo.fi portal, or by contacting universities directly for detailed information on doctoral study and research opportunities. Ensure you're familiar with each university's application timelines, eligibility criteria, and specific requirements.
Graduate Biomedical Sciences (GBS) at UAB recently welcomed its new class of GBS students pursuing their Ph.D. across eight interdisciplinary training themes. The GBS Doctoral Training Program provides interdisciplinary education and mentorship while allowing GBS trainees to perform doctoral research in more than 350 labs a
Eligibility for financial aid. You can get financial aid for post-comprehensive school education. Student financial aid can also be granted for adult basic education. You are eligible if. you study on a full-time basis for at least 2 months and the total duration of your studies is at least two months. you make sufficient academic progress and.
If you are a university student, you will automatically receive a decision on the loan guarantee with Kela's student financial aid decision. If you are studying in a secondary school or a vocational school, you need to submit a separate application for the loan guarantee to Kela at the same time as you apply for a study grant and the housing ...
More than 1500 fully funded Ph.D. scholarships 2025-2026 are available at USA's top universities for international students. These scholarships provide an average monthly stipend of $1500 along with tuition fees, accommodation charges, health insurance, and travel allowance.
Kela benefits to Phd students by lksj02 » Wed Feb 27, 2013 7:30 pm Hi All, We moved to finland 2 years ago. I am working in finland, and have A type resident permit. My wife also have the same type due to family ties. She is studying for her Phd. She do not receive any financial support for that. She got grants time to time from some ...
Byzantine John DeVoy is a first-year PhD student interested in the peripheral regions of the Early Byzantine world and their representation of local heterodoxy versus imperial orthodoxy through miniatures, wall paintings, and icons.
Financial aid for students. The purpose of financial aid is to provide economic security for students. Financial aid is available in the form of: housing supplement (available only to those who are studying and living abroad or in the Åland islands or are enrolled in a tuition-based programme at a folk high school or sports institute and ...
Pay the healthcare fee to Kela if you have registered as attending and you are completing a bachelor's or a master's level degree in higher education at a Finnish university. In 2024, the student healthcare fee in higher education is EUR 36.80 per term. The fee is paid to Kela once per term, i.e. twice a year.
can a PhD student get KELA unemployment benefit. Sponsor: Finland Forum Ad-O-Matic . Top. Marsh04 Posts: 351 Joined: Tue Nov 11, 2014 8:04 pm. Re: can a PhD student get KELA unemployment benefit. Post by Marsh04 » Thu Mar 17, 2016 8:17 pm As far as I know you don't get any of them. You are considered employed when you are doing PhD.
KeLa Allen Graduate Student (Ph.D) Ph.D. Student and Graduate Research Assistant 114 Dawson Hall 305 Sanford Dr. Athens, GA 30602 773-456-8448 [email protected] Habibur Rahman Anik Graduate Student (Ph.D) Graduate Research Assistant Riverbend North 110 Riverbend Road Athens, GA 30605 +1 435 340 0 [email protected] Megan Appelbaum Graduate Student ...
What kind of student financial aid and housing benefits can you get? On this page, we tell you in which situations you can get student financial aid and housing allowance. Only the main rules are included here. There may also be other eligibility conditions. Further information is available on the web pages for the different benefits.
Kela has been a member of the UW-Madison community since 2018 as a PhD student in the Department of Geography. Kela's research focuses on African American vulnerabilities to displacement, citizenship, migration and racial violence.
Students in universities of applied sciences and universities who are entitled to use the services of the Finnish Student Health Service must pay a healthcare fee to Kela.