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Application For Closing Bank Account Letter

Do you want to close your bank account? If you want to close your bank account, then you are at the right place. Because in this article you will get 6 + Application For Closing Bank Account Letter Format with samples.

I know that you are looking for some bank account closing letter or application samples for this. A person can close his bank account for various reasons, Some common reasons are difficulty in managing multiple accounts, due to some unavoidable circumstances, Due to some personal or financial problems, death of someone in the family or being unable to maintain a minimum balance. That’s why I have given below more than 6+ Bank Account Close Application samples for you.

Bank Account Closing Letter Sample Format In Word, Application For Closing Bank Account Letter

From the sample below, you can choose a sample of your choice and write your own perfect bank account closing letter without any problem.

Bank Account Close Application In English

To The Bank Manager [Bank Name], [Branch Name], [Date].

Subject: Application For Closing Bank Account Letter.

Dear Sir/Madam,

Most respectfully, I am writing this letter to inform you that I am ______ (Account Holder Name), and I hold a Saving Account in your bank. My account number is ______ (Mention Your Account No) & Now I am not interested to continue this account due to some personal financial problem (Here you can mention your own reasons).

Therefore, I would like to request you to close the account and credit the amount to me in cash.

Yours Sincerely, [Your Name], [Your Register Mobile Number], [Your Address].

To The Branch Manager, [Bank Name], [Branch Name], [Date].

Subject: Bank Account Close Application.

Greetings Sir/Madam,

Most respectfully, I want to inform you that I am ________ (Mention Your Name), I have a Saving/Current/Salary account in your bank & Its bearing no is ________ (Mention Your Account Number). As I have multiple bank accounts, I am unable to maintain the minimum balance in this account. That’s why I want to close this account.

Therefore, I request you to close the account permanently and please credit the remaining amount to this bank account [Mention Your Any Other A/c Number].

Yours Truly, [Account Holder Name], [Account Number], [Mobile No], [Address].

Bank Account Closing Letter Sample Format

To, The Bank Manager, [Name of the bank], [Branch Address], [Date].

Subject: Bank Account Closing Letter.

Respected Sir/Madam,

With due respect, I beg to say that I hold a savings account in your branch for the last 5 years and my account no is ___________ [Mention Your Ac Number]. But now I want to close my account for some personal reasons with immediate effect.

The account’s details are shown below – Account Holder Name: Account Number: Account Type: Debit Card No: Linked Mobile No:

Also with this bank account closure letter, I am giving my passbook, chequebook and ATM card. It would be very helpful if you do the needful.

Thanking you in advance.

Yours Faithfully, [Your Name], [Mobile No], [Email ID].

Sample Letter To Close Bank Account And Transfer Funds

To The Manager, [Bank Name], [Bank Address], [dd/mm/yy].

Subject: Letter To Close Bank Account And Transfer Funds.

I am writing this application letter to inform you that, I hold a savings account in your _______ [Mention Your Branch Name] branch & the account number is ___________ [Write Your Account Number]. Now I am not operating this account for a long period of time.

Therefore, I request you to close this account and please transfer my existing funds through the demand draft or transfer it to this bank account – Bank Name: Account Number: IFSC Code:

I will be very grateful to you If you consider my request.

Thank you very much in advance.

Yours faithfully, [Your Name], [Email/Mobile No].

Sample Letter To Close Bank Account For Business

To The Bank Manager, [Bank Name], [Bank Address], [Date].

Subject: Application For Closing Bank Account For Business.

I would like to inform you that my name is _______ [Mention Your Name] and my account number is ________ [Mention Your A/c No]. I had this current bank account at your branch for the last 4 years because of my business.

The business is not doing well at the moment due to various problems. So, I decide that I want to close this bank account & I hope you will help me to do this.

Because of this reason, I request you to process my account closing request and transfer the remaining amount as soon as possible.

I will always be grateful to you in this respect.

Yours sincerely, [Your Name], [Contact Details], [Address].

Bank Account Band Karne Ke Liye Application In English

To, The Branch Manager, [Bank Name], [Bank Address], Date- [Date/Month/Year].

Subject: Bank Account Band Karne Ke Liye Application In English.

Respected sir/madam,

I am _______ [Your Name] & I have opened a savings bank account in this branch about 5 years ago. My account no is ________ . But right now my financial condition is not so good and I am not able to maintain a minimum balance in my account.

Therefore I request you to please close this account. Also, I want the remaining balance of the account to be transferred to me in cash. Please do the needful & close this account as soon as possible.

Thanks in Advance.

Yours faithfully, [Signature], [Address with Pin code], [Mobile No].

Application For Closing Bank Account Letter PDF

Download Bank Account Closing Letter PDF ➪ Click Here

FAQ’s on Application For Closing Bank Account Letter

What documents are required to close a bank account? All details related to your account, such as account holder name, address, account number, linked mobile number, signature, your original passbook and original checkbook (if issued). Also, your Identification Proof (Aadhar Card, Voter ID Card, Electricity Bill), Your Address Proof (Aadhar Card, Voter ID Card) and Debit Card / ATM Card (if issued).

Can a bank reopen a closed account? Yes, you can reopen a closed bank account. But in some cases, whether you can reopen the account depends on the bank. Because banks have some policies that you have to follow. Also, download and write your own letter using our bank account closing letter sample format in word sample.

How long does it take to close a bank account? It usually takes 10 to 15 days to complete the entire process of closing your bank account. However, in some government banks , this process takes more than 1 to 2 months to complete.

Can a bank refuse to close your account? Generally, overdraft bank accounts cannot be closed. So they may refuse to close it. If you follow your bank’s policies properly, you will be able to close your account without any problem.

Is passbook required for closing bank account? Yes, banks ask you to return your passbook, debit card, unused checkbook and any other documents issued by the bank. These need to be surrendered when closing the account.

Application for Closing Bank Account

Sometimes you have got to close your bank account for various reasons. You need to draft an application for closing bank account properly. Along with it, you need to attach a few important documents as well. This article let us learn how to write an application for closing bank account, the guidelines to be followed and a few sample letters to understand the topic in depth.

To close your bank account, you must write an application letter to the manager of your respective bank branch. Along with the application, you must also include/attach the documentation required to shut your account, such as a passbook, chequebook, ATM card (debit/credit), identity proof and so on. It is also important to mention the reason for closing your bank account.

A person’s bank account might be closed for a variety of reasons. Some common causes include difficulties maintaining several accounts, inadequate response or service, unnecessarily charged fees, personal or financial troubles, the death of a family member, an untrustworthy online service, or an inability to maintain a minimum balance.

Guidelines to follow before Closing your Bank Account

It is critical to double-check your account balance before closing it.
Check your balance and then write a cheque to withdraw your money.
Before requesting closure, ensure that all of your transactions and bank-related operations have been completed.
Using an ATM card may result in less than 500 remaining. Hence, use a cheque whenever emptying the money in your bank account.
Deposit or destroy a blank chequebook and ATM card for security and personal reasons.
Confirm that your account has been closed.

Format for Application for Closing Bank Account

The Branch manager

Bank Address

Subject: Application to Close Bank Account

Body of the letter: Mention the reason for closing the bank account, also mention the required bank details such as account number, member ID, passbook, identity proof, etc.

Complimentary Closing

Sender’s Name

Application for Closing Bank Account Samples

Sample 1 – letter for closing current account.

The Branch Manager

State Bank of India

SV Road Branch

12 th October 2022

Subject: Request for Closing Current Account

Respected Sir/Madam,

My name is Ramesh Pawar and I am holding a Current Account in your bank. I would like to close my account because I am having difficulties in maintaining multiple bank accounts. Along with this letter, I am submitting the account passbook and my identity confirmation. Please perform the necessary and begin the closing procedure as soon as feasible.

Thanking you.

Yours Sincerely,

Ramesh Pawar

(Attach original passbook and identity copy)

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Sample 2 – Letter for Closing Savings Account

Dhana Lakshmi Bank

MG Road Branch

18 th April 2022

Subject: Request for Closing Savings Account

Dear Sir/Madam,

My name is Rahul Tripathi and I have a savings bank account with you. XXXXXXXXXXXXXXX is my account number. I haven’t used my account in a long time and don’t need it right now.

As a result, I respectfully recommend that you close this bank account. I’ve attached all of the paperwork needed to close the bank account. If you can complete this in less time, I will be eternally thankful.

Yours truly,

Rahul Tripathi

Sample 3 – Letter for Closing Account Due to Excessive Charges

3 rd July 2022

Subject: Request for Closing my Bank Account

I’m requesting that you close my current account via this application since I’ve seen that unnecessary and excessive costs are being deducted from it over the past few days. Despite the fact that I have not engaged in any unusual transactions. My account information is as follows:

Account Holder’s Name:

Account No.:

Aadhar Card No.:

Registered Email:

Registered Mobile:

Along with my application, I will be returning my passbook, chequebook, and ATM cards. As a result, please accept my application and begin the process of terminating my account.

Kapil Dhuria

Sample 4 – Letter for Closing Account Due to Personal Reasons

Union Bank of India

Noida Branch

30 th September 2021

My name is Sakshi Malik, and I have a savings account at your branch with account number 1147693627569. Because I am relocating to Mumbai for personal reasons, I would like to liquidate my savings account and take the money. I would appreciate it if you could please terminate my account as soon as possible because I will be travelling next week.

For your convenience, I have enclosed the bank passbook, identity, and address evidence.

Yours faithfully,

Sakshi Malik

Frequently Asked Questions

Q1. What documentation is needed to close a bank account?

Answer. All account information, including account holder name, address, account number, associated mobile number, signature, original passbook and original chequebook (if issued). Your Identification Proof (Aadhar Card, Voter ID Card, Electricity Bill, etc.), Address Proof (Aadhar Card, Voter ID Card), and Debit Card / Credit Card are also required (if issued).

Q2. What is the average time it takes to close a bank account?

Answer. It is entirely dependent on your bank. Request that your bank manager performs this activity as soon as feasible. However, it just takes five to 10 days. However, in some government banks, this process can take up to two months.

Q3. Can a bank reinstate a previously closed account?

Answer. Yes, you can reopen a bank account that has been closed. However, whether you can reopen the bank account relies on the bank in specific situations.

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Application For Closing Bank Account | Bank Account Close Application

Post by Mita Maji

If you are looking for the application for closing bank account letter OR are you searching for the best samples of bank account close application then you have come to the right place. To close a bank account there is no hard process. It is a very easy process.

Firstly, You have to write an application to the bank branch manager to close your account and you have to attach your checkbook, passbook & ATM card along with this bank account closing application. You can also transfer the bank account to another branch without closing it. Generally, the bank will take about 5 to 10 days to close it.

Bank Account Close Application Letter, Bank Account Close Application In English, Application to close bank account, Bank Account Closing Letter Sample Format

As we know it is always a good practice to write an application yourself but due to lack of time, It is not possible for us to write a professional application. So, just to save your time we have created some samples of bank account closing letters for you which will make your work more easier.

Some of the most common reasons that account holders usually close their bank accounts such as personal reasons, moving to other countries, rude bank employees, unreliable banking systems, high interest on loans or online banking issues.

What is required to close a bank account?

There are need some things that are very important to close a bank account, which you have to take to the bank. For Example,

Bank Account Number.
Account Holder Name.
Signature Of Account Holder.
Original Passbook of Bank Account.
Cheque Book (If Issue).
Atm Card (If Issue).
Identify Proof (Ex. Aadhar Card, Pan Card, Voter ID Card, Driving License).
Address Proof (Ex. Aadhar Card, Voter ID Card)

Hopefully, if you go to your bank branch with the above-mentioned items, you will be able to close your bank account without any problem. However, many banks may charge “account closure fees” so you may have to pay it.

Read Also:- Application For Bank Account Close In Hindi

Simple Bank Account Close Application Letter

To The Manager Name of the Bank Name of the Branch Address of the Branch

Sub: Application to close bank account

Dear Sir/Madam,

My savings account no is XXXXXXX in your bank. Currently, I am not able to continue this account anymore. So you are requested kindly to close the account and credit the amount to me by cash/dd.

Thanking you,

Yours sincerely [Name] [Signature] [Date] [Mobile No] [Address]

Bank Account Close Application In English

To The Bank Manager, Bank Name, Branch Name, City.

Subject: Closing of Bank Account-A/C-XXXXXXX

Respected Sir/Madam,

With due respect, I Beg to say that I hold a saving account in your branch and I want to close this account due to some personal reason with immediate effect. Details of the account are as under –

Account Holder Name –
Account No – XXXXXXXX
IFSC code – XXXXXX
Current Balance – Rs. XXXXX.XX

Kindly close my abovementioned account and hand over the balance amount in cash. I will be thankful to you.

Yours Faithfully, [Name] [Signature] [Contact Details]

Application For Closing Bank Account Letter

To The Manager, Name of the bank, Branch Name, Branch Address, Date-

Subject: Close Bank Account.

This letter is to inform you that kindly close my bạnk account no XXXXXXXXX in your bank. I am not operating this account for a long period of time. Now, I decided not to continue this account. I am returning my Debit/credit card, pass-book, and checkbook to the bank branch.

I request you to please return my existing balance through the demand draft or transfer it to my new account.

Thanking you.

Yours Sincerely Name: Account Number: XXXXXXXXX Date: XX/XX/XXXX

Bank Account Closing Letter Sample And Format

To, The Branch Manager, Bank Name, City Date

Subject- Application to close bank account

I would like to close my saving account no – XXXXXXXX due to some personal reasons with immediate effect. Hence, I request you to please close my said account and hand over the balance amount in cash and oblige. I am also returning my passbook, checkbook, debit and credit cards to the bank.

Please proceed with my request as soon as possible and I would appreciate it if you can close the account.

Yours Faithfully, [Your Name] [Signature] [Contact Details] [Your Address]

Sample Letter To Close Bank Account And Transfer Funds

To The Bank Manager, Bank Name, Branch Name, Branch Address, Date-

Subject- Application for closing bank account.

I have a saving account in your bank for the past four years but now due to some unavoidable circumstances. I want to close my account and transfer my amount to the new account. My saving account details are:-

Current Account Number –
New Account Number –
Home Branch Name –

Yours Faithfully, [Name] [Signature]

Bank Account Close Application Letter

To The Manager, Bank Name, Branch Name, (Full postal address of the branch) Date-

Subject- Closing of Savings / Current Bank Account

I humbly request that I have been an account holder with ______ (Account Holder Name) in your bank for some years. For some reason, I want to close my bank account. My account number is _____ (Bank Account Number) and my ATM number is ____ (ATM Number).

Therefore, you are requested to kindly close my account and return my outstanding amount to me. I will always be grateful to you. Your kind co-operation in this regard will be highly appreciated.

Yours truly, Name- Address- Mobile No- Email ID-

Read Also: Application For Opening Bank Account

Application To Bank Manager For Closing Account

To, The Bank Manager, Bank Name, Branch Address – Date –

Subject: Application for Closure of Current Bank account

With reference to the subject above it is stated that I have two accounts in your bank and I want to close my one account. Having account number – XXXXXXXXX, date of opening DD/MM/YY. This account is not functional since last and I do not need this account anymore.

Therefore, I request you to close my above current account. Your cooperation in this regard will be highly appreciated.

Thanking you in anticipation.

Sincerely, [Name] [Signature] [Date] [Contact No]

Bank Account Closing Letter Sample Format

To, The Branch Manager [Bank Name], [Branch Name & Address], [Date].

Subject – Bank account closing application & account no XXXXXXXXX.

With due respect, I Beg to say that I hold a saving account no ___________ [Mention Your Bank Account No] with your __________ [Mention Your Branch Name] branch and I am unable to maintain this bank account due to some personal circumstances.

This is a request letter to please close my saving account and reject any further transactions request. I am returning my passbook, chequebook and my cards along with my request letter. My bank account details are –

Account Holder Name – Account No – IFSC code – Current Balance – Card Number –

Therefore, I request you to please close my account and return my outstanding balance to the account details mentioned below. It Would be highly appreciable if you do the needful to initiate the process as soon as possible. [Mention the details of the bank account you want to take the remaining money from your old bank account] Account Holder Name – Bank Account Number – IFSC Code –

Thanking You.

Yours Faithfully, [Your Name], [Your Address], [Contact Details].

Application For Closing Bank Account

To The Branch Manager, Name of the Branch, Address of the Branch (example: Bigoram, Kolkata, 700386)

Subject: Request for pre-closing ongoing recurring deposit (RD) account

My savings account no. is XXXXXXXXXX and RD account no. is XXXXXXXXXX in your bank. Due to some unavoidable reasons, I’m not able to continue the RD payment.

So you are requested kindly to pre-close the RD account before maturity period and deposit the so far amount from RD to my savings account.

Yours sincerely, Signature – Name – Mobile No –

Bank Account Closing Application

To The Bank Manager [Name of the Bank], [Branch Name], [Branch Address], [Date].

Subject: letter to bank manager for closing account. (Account Number___________)

With reference to my savings bank account number with your branch as mentioned above, I am willing to close my account since I am not in need of the account further and I regret not being able to continue with this.

I am handing over my passbook, unused check, ATM card along with this bank account closing letter.

Also, the details of my account are given below – Account No – Account Holder Name – ATM Card No – Mobile No –

Therefore, I request you to please close my said bank account as soon as possible and let the remaining balance be handed over to me.

It would be highly appreciable if you do the needful in this matter.

Yours faithfully, [Your Name], [Your Address].

Best and Easy to write Application For Closing Bank Account Letter Sample Image

Bank Account Close Application In English, Bank Account Closing Letter Sample Format, Bank Account Close Application Letter, Application to close bank account, bank account closing letter

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[ Download Bank Account Closing Letter PDF ]

FAQ’s on Application For Closing Bank Account Letter

1) How do I write a letter to close my bank account? Answer: To, The manager. Dear Sir/Madam, I want to say that I am an account holder in your bank. My account no is XXXXXXX in your bank. Currently, I am not able to continue this account anymore. So, I request you to please close my account as early as possible. Thank you.

If you can’t write the letter at all then try to write by following the sample of the application that we have given at first.

2) How long does it take to close a bank account? Answer: It totally depends on your bank. You can request your bank manager to complete this action as soon as possible. Yet it takes a maximum of five to ten days.

3) Is there a charge to close a bank account? Answer: YES, many banks charge “Account Closure Fees” for closing accounts. So you should look at these before opening a bank account. However, most banks usually take it if they want to close the account within 90 to 180 days of opening the account. We can’t say exactly how much you charge for it, but you can find out from your bank manager.

4) What documents do I need to close a bank account? Answer: As we told you earlier, you will need two types of documents to close the bank account. The first is some of your ID verification documents (E.g – Aadhar Card, Pan Card, Voter ID Card, DL) and the second is some of your bank account documents (E.g – Account Number, Signature Of Account Holder, Original Passbook, Atm Card).

5) Can you close out a bank account online? Answer: The answer to this question may be yes or no or both. Because in our India some banks give the opportunity to close your bank account online and some banks do not give that opportunity. So, below are the links to some bank’s closure forms. Which you can fill up and submit to your bank.

State Bank of India
Bank of Baroda
Punjab National Bank
Canara Bank
Indian Overseas Bank
Union Bank of India

I hope you find the exact sample or format of the bank account closing application you were looking for on the internet.

Application For Closing Bank Account – Letter Format & 15+ Samples

If you’re in need of some Application For Closing Bank Account examples, or looking for Bank Account closing Letter Format? then you’ve come to the right place!

This comprehensive guide offers everything you need to know about writing a bank account closure application letter, plus 15+ samples to help you get started.

So, lets get started..

Table of Contents

Application for closing bank account in english

To, The Bank Manager [Bank name] [Branch name] [Name of city/vill]

Date : day/month/year

Subject: Application to close bank account.

Respected sir/madam,

This is to draw your kind attention that I have been holding a savings account in your esteemed bank for many years. Due to some inevitable circumstances, I will not be able to continue with the current account.

My bank details are cited below: [Name] [Account number] [IFSC Code] [Registered mobile number]

I therefore request you to close my current account and credit the money to me in cash at the earliest possible. Your promptness in this regard will be highly appreciated.

Thanking you

Yours faithfully [Signature] [Address with pin code]

Simple bank account closing application request letter

Subject : Letter requesting bank account closure.

I hold a savings account in your bank, __ (branch name) branch. My account number is __ (your account number) . I wish to close my account since I do not require it anymore. I am handing over my bank ATM card, cheque book and passbook along with this letter.

I therefore request you humbly to do the needful and close this savings account and hand over the remaining balance to me in cash. I will be ever grateful to you for this act of benevolence.

Yours sincerely [Signature] [Address with pincode] [Contact details]

Also Read: Application for bank statement for 6/3 months

Application for closing bank account due to death

Subject : Application for closing bank account due to death.

I am writing this letter with the intention to inform you that my father and I hold a joint account in your bank, __ (branch name) branch. With a heavy heart I wish to convey that my father Mr. Rajiv Verma has recently expired. I want you to close the savings account and transfer the money to my new account.

Old bank account details: [Name ] [Account number] [Account type] [IFSC code]

New bank account details : [Name ] [Account number] [Account type] [IFSC code]

Kindly consider the matter and do the needful at the earliest possible for which I shall be grateful to you

Yours sincerely [Signature] [Phone no]

Application for closing current bank account

Date: day/month/year

Subject: Application for the closure of current bank account.

Respected sir/madam

With due respect and humble submission I seek to state to you that I am holding a current account in your reputed bank, __ (branch name) branch under the name __ (your name).

I am unable to operate this account anymore and I want you to close the account with immediate effect and hand the money to me in cash.

Kindly act with promptness in this regard for which I shall be very thankful to you.

Thanking you [Name] [Account number] [IFSC code] [Registered phone number] [Email id]

Application for closing bank account due to death of husband

Subject : Application for closing bank account due to death of husband

My husband Rakesh Singh has held a savings account in your esteemed bank since 2018.

Due to his demise very recently, I want you to close his account and credit the balance into my account.

The bank details are mentioned below [Name] [Account number] [IFSC Code] [Registered mobile number]

I hope that you look into the matter earnestly and do the needful at the earliest possible.

I shall be grateful to you for this act of kindness.

Yours sincerely [Name] [Signature] [Address with pin code] [Contact number]

Indusind bank account closing letter format

To, The Bank Manager Indusland Bank [Branch name] [Name of city/vill]

Subject : Request letter for closing bank account.

I am Leela Jain, an account holder in your esteemed bank for a few years now. My account number is __ (your account number) . Due to some personal reasons I will not be able to carry on with the current account. Hence, I would like you to kindly close the account and hand me the balance in cash.

I therefore request you to do the needful as soon as possible. My convenience through your cooperation will be highly appreciated.

Yours sincerely [Signature] [Contact details] [Address with pin code]

HDFC bank account closing letter format

To, The Bank Manager HDFC Bank [Branch name] [Name of city/vill]

Date : day/month/year

Subject: Letter requesting the closure of bank account.

With reference to the subject cited above I wish to draw your kind attention to the fact that I am an account holder of your esteemed bank, __ (branch name) branch. Due to some issues I am unable to maintain the account. I urge you to kindly stop the transactions and close the bank account. Also please transfer the available balance to my new account.

Old bank account details: [Name ] [Account number] [IFSC code] [Registered mobile number]

New bank account details [Name ] [Account number] [IFSC code]

The consideration of this letter at the earliest will be highly appreciated.

Yours faithfully [Signature] [Contact details]

Corporation bank account closing letter format

To, The Bank Manager Corporation Bank [Branch name] [Name of city/vill]

Subject: Request letter for bank account closure.

With due respect I would like to bring it into your notice that I am an account holder of your esteemed bank. My account number is __ (your account number) .

Therefore you are humbly requested to kindly close my savings account and stop the transactions. Also I would like the account balance to be handed over to me in cash.

Your eagerness in this cause shall be highly appreciated.

Yours faithfully [Signature] [Address with pin code] [Account number]

Application for closing bank account and transfer money to another account

Subject : Application for the closing of bank account.

With reference to the subject cited above I wish to state to you that I am an account holder of your esteemed bank. My account number is __( your account number). I am shifting permanently to another city and I wish to close my account as I have recently opened a new one in a different branch.Kindly close my account and transfer the available balance to my new account.

New bank account details: [Name ] [Account number] [Account type] [IFSC code]

I therefore request you to kindly look at the matter at the earliest possible and consider this as a matter of urgency. I shall always be grateful to you for your promptness in this regard.

Yours faithfully [signature] [Address with pin code]

Application for closing bank account in SBI

To, The Bank Manager State Bank Of India [Branch name] [Name of city/vill]

Subject: Application letter requesting to close bank account.

My account number is ___ (your account number) .I have been holding a savings account in your esteemed bank for the last few years. Due to some inescapable circumstances, I am unable to operate the account. I request you to close the account and stop the transactions.

Your promptness in this matter will be highly appreciated.

Yours sincerely, [Signature] [Address with pin code] [Contact details]

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About the author.

Golam Md is the founder of Applicationloop.in, a blog that is exclusively dedicated to providing helpful tips, Samples and advice on writing effective application letters.

Application for Closing Bank Account - Letter Format with Sample Letters

Do you have a bank account that is not used or an account that you are not able to maintain? This article will give you the reasons why you should close your bank account. Sample account closing letters are also given for your better understanding.

Table of Letters

Why close a bank account, format of an account closing letter, sample 1 – current account closing letter, sample 2 – letter to bank manager for closing account, sample 3 – bank account closing letter.

FAQs on Bank Account Closing Letter Format

The reasons to close a bank account can vary from person to person. Most common reasons include no proper response or service, fees being charged unnecessarily, c online services, etc. It can also be because you cannot maintain the account, need the money or simply that you would like to start a fresh account.

Sometimes, it happens otherwise too. The bank closes your account because your account remained inactive for a very long period of time, you have had zero balance over a period of time, you have too many bounced checks or overdrafts, you have been subjected to identity theft, etc.

How to Write a Letter to Close a Bank Account?

Every time you wish to open or close a bank account, you would be required to write a letter to the bank manager stating the reasons for the same. To help you with it, here are some sample letters.

The Branch Manager

Name of the Bank

Bank Address

Sir/ Ma’am,

Body of the letter

Thanking you

Yours faithfully,

Signature of the Account Holder

Name of the Account Holder

The Manager

South Indian Bank

Coimbatore- 641022

Subject: Request for closing current account

I am Sneha, and I hold a Current Account in your bank. I have not been able to maintain the account for a few months now due to some personal reasons, and so I would like to close the account. I am enclosing the account passbook along with this letter. Kindly do the needful and initiate the closing process as soon as possible.

Thanking you.

State Bank of India

Chennai – 600054

Subject: Request to close account

I hold an account with the account number 0305000002356032 at your bank. I have been transferred to Bangalore, and so I will have to close the account as I would not be able to access the account. Kindly clear all the transactions with this account and transfer the balance to another account (Account number: 0201000023642365 IFSC Code: SBIL0000201).

Thank you in advance.

Yours sincerely,

Thara Sudhan

Union Bank of India

Koramangala Branch

Bangalore – 600023.

25 th March, 2021

Subject: Closure of savings account

I am Rudhra, and I have a savings account with the account number 2312000023564932 at your branch. I am moving to Chennai for personal reasons, and so I would like to close my savings account and withdraw the amount. I request you to kindly do the needful and close my account at the earliest as I will be leaving next week.

I am enclosing herewith the bank passbook, the identification and address proof for your reference.

Rudhaprasad

Frequently Asked Questions on Bank Account Closing Letter Format

How do i write a letter to close my bank account.

You have to address the letter to the branch manager of the respective bank. Start with the correct address of the bank, subject, salutation, body of the letter stating the reason for the closure of the bank account, complimentary closing, signature and name. Make sure you provide the exact account number and other details necessary accurately.

How can I close my bank account permanently?

To close your bank account permanently, you have to visit the bank and enquire about the process of closing a bank account and then write a letter to the branch manager by providing the reasons for closing the account. Also, provide the required documents for proof and verification.

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How To Close A Bank Account

Fact Checked

Updated: Jun 2, 2022, 4:33pm

As your banking needs change, you may find yourself in a situation where you need to close a bank account. It could be that you’re moving and need to find a new bank or want to switch banks to take advantage of better interest rates. Whatever the reason, you’ll likely want to close your old bank account.

Closing a bank account isn’t complicated, but there are actions you can take to ensure the account is closed correctly—and all of your money accounted for. Follow these steps when closing a bank account.

Reasons for Closing a Bank Account

You don’t need a reason to close a bank account. However, there are numerous reasons you might want to. Here are some of the more common reasons to move on from your current account:

You’re moving to a new city or state
You can get better interest rates
You’re switching to an online bank
You qualify for a bank bonus offer
You want to escape poor customer service
You’re being charged expensive fees
You can get better features and services elsewhere
You’re opening a joint account
You’re consolidating your bank accounts
You’re switching from a child account to an adult account

Whatever the reason, consider the decision carefully to ensure you’re making the right moves for your financial situation.

How to Close a Bank Account

Closing a bank account involves more than contacting your bank. You’ll want to do some advance work to ensure a successful transition. The specifics for closing an account vary by bank and credit union. Be sure to check your banking institution for special requirements. Generally, follow the steps below.

1. Open a New Account

The first thing you need to do is open a new bank account. Having an account in place ensures you have a place to transfer direct deposits and payments or debits.

Many factors go into choosing a new bank, including savings rates , fees and account offerings. Whether you decide on a traditional brick-and-mortar bank or an online bank , ensure you’ve established your new account before moving forward.

2. Switch Your Existing Scheduled Payments and Deposits

If you have any direct deposits or automatic payments set up, move them to the new account. Check with your employer regarding any forms you need to fill out for direct deposit so your paycheck can be rerouted to the new account.

Do yourself a favor and make a list of your monthly recurring payments. This could include:

Car payments
Mortgage payments
Insurance payments
Student or personal loans
Credit card payments
Gym memberships
Streaming services
Utilities and other household bills

Having a list helps ensure you’ve canceled all of the payments attached to your old account, but you’ll also be prepared when you need to set them up for your new bank account.

3. Transfer Your Money

Before you move money out of your account, let outstanding transactions clear. Failure to do so could result in having to pay overdraft fees . If you still have money in the account after everything clears, withdraw the money or transfer it to your new account.

If your bank account has a minimum balance requirement, only transfer money out of the account when you’re ready to close it so that you’re not charged a monthly maintenance fee.

4. Contact Your Bank

Cancel your bank account. Many financial institutions allow you to do this online, but it could require a phone call to customer service or a visit to a local bank branch. Some banks and credit unions may require you to fill out an account closure request form or submit a written request. Follow your bank’s guidance on the proper contact method to start the closure process.

The bank will check your account to ensure it’s in good standing and that you’ve resolved any outstanding issues before it marks the account as closed. If there are any remaining funds in the account, you should be able to request a transfer to your new account or receive a check by mail.

5. If Required, Send a Letter to Close Your Bank Account

You can write a letter to your bank to close an account. To do so, you can use the template below or a similar format.

To whom it may concern,

Please close the following bank account(s):

List account name and account number for each closing request

Please send a check for any remaining funds in those accounts to the address below. Please follow up with written confirmation to verify the previously mentioned accounts have been closed.

Please contact me if you have any questions.

Full name (Printed)

Mailing address

Phone number

6. Get Written Confirmation

Don’t assume that the account is closed. The Consumer Financial Protection Bureau recommends getting written confirmation when you close a bank account. This protects you if the bank doesn’t follow through or some issue arises.

How to Close Certain Types of Bank Accounts

Not all account closures are handled the same. Other scenarios may pop up that require extra steps to close a bank account. Here’s a look at a few examples that might require extra attention.

Joint Account

Your bank may require an account closure request with both account holders’ signatures if you’re closing a joint account. Many banks, however, only require one account holder’s authorization. Canceling a joint account online could require both parties to request an account closure.

Child’s Account

Some bank accounts are automatically converted into regular accounts when a child turns 18. If you’re of your state’s legal age to take complete control of your custodial account, you can close the account the same as any other bank account.

Inactive Account

If your account has been marked “Inactive,” you’ll need to reactivate it before it can be closed by the bank. Contact your bank’s customer service to reactivate your bank account. There might also be an option to do this through your online or mobile banking.

Overdrawn Account

Having an overdrawn account could prevent you from closing an account. You’ll need to get your account to a zero balance or higher before the bank will process your closure request.

Deceased Person’s Account

Closing the bank account of a loved one who has passed away can be more complicated than closing other accounts. How the account is handled depends mainly on how the deceased structured their finances, including whether they listed a beneficiary or had a will. Requirements and documentation may depend on state law. Your best bet is to seek legal counsel before proceeding.

Can You Close a Bank Account Online?

Many banks allow you to close an account online. It’s especially common among online banks. Some enable you to close an account via online messaging or email. Others offer chat features that let you close an account through customer support.

Contact your bank to figure out options. Ensure your account is in good standing and has a zero balance before you try to close it.

How Much Does It Cost to Close a Bank Account?

Typically, it doesn’t cost anything to close a checking, savings or money market account. Time-deposit accounts, such as certificates of deposit (CDs), may issue a penalty. Most banks and credit unions charge an early withdrawal penalty if you close a CD account before its maturity date.

How Long Does It Take to Close a Bank Account?

Closing a bank account can be a quick process, especially if you’ve already transferred funds from the account and accounted for any lingering transactions. If you’ve already withdrawn or transferred funds to another account, the closing process may only take a few minutes.

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Tips when closing a bank account.

If you’re planning on closing a bank account soon, here are a few extra tips that will benefit you in the long run:

Open a new account first . Opening a new account ahead of time gives you a chance to transfer funds out of the old account. It also gives you a place to make transactions during the transition.
Document everything . Closing a bank account should be smooth. But keep records of communication with bank staff and save communication from your bank.
Destroy the remnants of your old account . Destroy any checkbooks or debit cards tied to your old account. This keeps them from getting lost, stolen or used accidentally.

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Bottom line.

If you need to close a bank account for any reason, you can speed up the process by following the steps above. Keep records of all transactions and correspondence with your bank to ensure that your account has been closed properly.

Frequently Asked Questions (FAQs)

Does closing a bank account hurt your credit.

Bank accounts are different from credit card accounts and aren’t part of your credit report. Closing a bank account doesn’t affect your credit score or history. Although financial institutions report account closures to ChexSystems , opting to close a bank account doesn’t impact your ChexSystems report.

How do you get money from a closed bank account?

If you close a bank account but still have funds in the account, you should receive a check from the bank for the remaining funds. If your local bank branch closes, you still have access to your account and funds at other bank branches or online. When a bank shuts down all of its operations, you can contact the FDIC directly to inquire about outstanding funds.

Can a bank close your account without notice?

Your bank account could be closed by your bank for many reasons, including inactivity or low usage. Banks aren’t required to give notice when they close an account. Consult your bank’s deposit account agreement for guidelines on when an account might be closed.

Can a closed bank account be reopened?

You can reopen a closed bank account in some instances, depending on your bank’s policies. If allowed, typically, you can do this by making a request either in person, by phone or online. If not, you can simply open a new account.

Can I close my bank account and open a new one with the same bank?

Yes, banks allow you to close one account and open another one. The process to close the old account is the same, although you’ll find your bank much happier to keep your business.

How long can my bank account be negative before it closes?

Typically, banks will keep accounts with negative balances open until they are brought up to a zero balance or higher. Bank policy dictates how accounts are handled. Your bank may close your bank account and report you to a debit bureau like ChexSystems, which could hurt your chances of opening another bank account.

How long do banks keep records of old accounts?

Banks are required to keep records of old checking and savings accounts for at least five years.

If my bank account is closed, what happens to my direct deposit?

If an employer sends direct deposit funds to a closed bank account, they are returned to the original sender. If this happens, contact the sender immediately with alternative account information so they can send the funds to a new account. You can avoid this by updating your direct deposit information with your employer.

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Kevin has been writing and creating personal finance and travel content for over six years. He is the founder of the award-winning blog, Family Money Adventure, and host of the Family Money Adventure Show podcast. He has been quoted by publications like Readers Digest and The Wall Street Journal. Kevin's work has been featured in Bankrate, Credible, CreditCards.com, Fox Money, LendingTree, MarketWatch, Newsweek, New York Post, Time, ValuePenguin and USA Today.

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Banking Basics

Letter to Close Bank Accounts

Other ways to close your account, tips for a successful account closure, the bottom line, frequently asked questions (faqs).

Sometimes an old-fashioned letter is the best way to get the job done. To close a bank account, you might be required to mail your request in a traditional letter or submit it in person at a bank branch. There's no need to wait on hold or in line, explain yourself to customer service, and hope that the account is closed expeditiously—you can just send the letter and be done with it.

Even if a letter isn’t required, using one creates a paper trail that may give you peace of mind, should any errors or complications arise.

Use the text below as a template and fill in the information between brackets as necessary. See the tips below the letter for more details and other easy ways to close an account.

Sample Account Closing Letter

[Today's Date]

To whom it may concern,

Please close the account(s) listed below. Please send any remaining funds in those accounts by check to the address below, and reject any further requests for transactions in these accounts.

Checking Account: [Account Number]

Savings Account: [Account Number]

Money Market Account: [Account Number]

Other Account: [Account Number]

Please provide written confirmation that the accounts are closed.

If you have any questions, please contact me at the phone number below.

[Account Owner's Original Signature]

[Account Owner’s Printed Name]

[Mailing Address]

[Phone Number]

There might be easier ways to close your account. If you don’t want to print, sign, and mail a letter, try a digital or more personal approach. In some cases, banks may prefer one of these methods over a letter. Check your bank's website to see what steps they recommend taking.

Submit an Online Request

Online banks allow you to transfer all of your funds out and request a closure online. It can be as easy as clicking “Close Account.” Other banks require you to write a request to customer service while you’re logged in to your account.

Call Customer Service

A quick phone call might also do the trick. If you’ve got a few minutes, just call customer service and ask to close your account. Be prepared for a few attempts at keeping your business, which you can firmly (but politely) decline.

In many cases, submitting a written, online, or over-the-phone request is all you need to do to close an account. However, you can take extra steps to ensure the process goes as smoothly as possible. Before you finalize your account closure, review these optional steps and special scenarios.

Make Sure You're Done

Before closing your account, double-check to make sure there are no outstanding checks or automatic payments scheduled to hit your account. Change your direct deposit instructions to your new account, and wait to see that the update has taken place before you close an account.

Empty It Yourself

It is usually best to empty your bank account before you send the letter to close it. In most cases, transferring the funds yourself will get the money in your hands more quickly than if you wait for the bank to process your request.

There are several free and easy ways to send funds to yourself electronically, including basic bank-to-bank transfers . Apps and non-bank services for sending money can also do the job.

If you do it yourself, you’ll know exactly when and where to expect the money. The alternative is to wait for a check in the mail (which you’ll have to deposit before you can withdraw and spend the money). Be careful not to empty your old account too soon if there are pending fees or charges. A fee or charge that you can't cover could complicate and delay the process.

Be Direct, But Polite

To close your bank account , you just need to make the request (whether it’s in writing or by clicking a button). The wording isn't the most important thing. It’s not necessary to instruct them to do it “promptly” or “immediately” because they will do it as soon as possible anyway.

Banks do not drag their feet on these things until somebody notices and applies pressure. Just make it easy for the person who opens your letter (tell them exactly what to do and where to send the money), and it’s more likely to get done quickly and accurately. If you have complaints about the bank or its services, send that feedback separately and wait until after your account is closed.

Download Statements or Transactions

Once you close your account, you may lose access to your account history. Someday, you may wish you had a record of an important transaction. Download several years’ worth of statements before you close your account—just in case. Alternatively, download your transactions into a software program that stores the information for you.

You May Need to Provide an Original Signature

You may be required to sign your letter with ink, rather than with an e-signature or stamp, depending on bank policy. If a bank asks for a written letter, a component of that requirement may include a real signature to authorize the account closure.

Use Wire Transfers or Cashier's Checks in Time-Sensitive Situations

If you really need the money to move immediately and be available for spending, send the money to your new account by wire transfer . Alternatively, get a cashier's check , which will cost a bit less and still provide "cleared" funds.

Changes of Address Can Delay the Process

If you’re closing the account because you’ve moved, be aware that bank policies typically only allow them to send funds to your address of record (the address they currently have on file at the bank). Address changes followed by check requests could potentially raise a red flag—they could worry an identity thief is attempting to steal your money. If the bank questions the legitimacy of the transfer, you may have to wait longer for your money, or you may have to do additional paperwork and get your request notarized .

Ask your bank what is required to mail a check to a new address (better yet, get the money out yourself, as described above).

If you use a credit union, you might not need to close your account just because you've moved. Many credit unions participate in shared branching, which allows you to use a different credit union's branches (with thousands of locations available to you nationwide). You might eventually need an account at a local institution for more complex needs—or you might be just fine using your old account.

Use an App to Deposit the Check

If the bank sends a check for the leftover money in the closed account, you'll need to deposit that check somewhere—and many people these days hardly ever deal with paper checks. The easiest way to make that deposit is with your new bank's mobile app (if available).

Verify the Closure

Don’t just assume your instructions will be followed. Double-check by logging in to your account or calling the bank to ensure that your account is closed. Sometimes instructions get lost, or something needs to be done before you can close the account. If you’re not aware of problems that arise, you risk having inactivity charges or low balance fees charged to your account. They might not be your fault, but it’s easier to clean everything up while it’s fresh in your mind.

While not always required, using a hand-signed letter to request an account closure is an easy way to add an extra layer of financial protection. If any complications or errors occur during the process, you have handwritten and dated proof of key details like what exactly you requested, when you requested it, and where any remaining funds were supposed to go—just remember to keep a copy for yourself.

If the process does go awry at some point, make sure to reach out as soon as you notice the discrepancies. Be direct in your conversations with customer service, but don't burn bridges. Rude comments won't speed up the process, only clear communication will.

If you still have questions about the process, you can read more about what to do before you change banks or how to close a joint checking account .

Which bank has the highest interest rate on savings accounts?

Some of the banks with the highest interest rates on savings accounts include Sallie Mae Bank, Affirm, and ConnectOne.

How do you remove a bank account from Google Pay?

To delete a bank account from your Google Pay app , tap your photo, then tap "bank account," and select the account you want to delete. Tap the three dots to bring up the option to remove the bank account.

How do you transfer money to another bank account?

There are many ways to transfer money to another bank account. You can directly transfer the money to another account via ACH transfer . You can use a payment app like Venmo. You can use a money order or personal check. You can also withdraw the cash and physically bring it to your new bank, but that may be unnecessarily burdensome when so many digital options exist.

Key Takeaways

An old-fashioned letter can be the most straightforward way to close a bank account because it helps ensure clear instructions and creates a reliable paper trail.
Before closing an account, make sure all automatic transactions are updated, and consider manually transferring funds to avoid delays.
Alternative methods such as online requests or phone calls can also be effective, but always verify the closure to avoid unexpected fees or issues.

Consumer Financial Protection Bureau (CFPB). " Can I Close My Account Whenever I Want? "

Capital One. " How to Close a Bank Account ."

Bank of America. " International Wire Transfers ."

Capital One. " What Is a Cashier's Check and How Do You Use It? "

CO-OP Financial Services. " Co-Op Shared Branch ."

How to Write a Letter to Close a Bank Account (Template Included!)

Closing a bank account can be a daunting task, especially when you're required to write a letter. Yes, banks can demand that, and you'll have to do it.

On the plus side, this little obligation can save you a lot of trouble. You won't have to wait in line at your local branch or talk to personal bankers. Your only concern will be writing the letter and submitting it either through email or at a bank branch—that depends on what they ask you to do. Another benefit of writing the letter is having a paper trail of your request to close your account, in case it erroneously stays active.

You're likely wondering, “How to write a bank account closure letter?” and “How should I format it?” In this article, we walk you through all the steps to writing and formatting the letter, including a sample and a template.

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Why write a letter for closing a bank account?

Writing a bank account termination letter is a traditional, straightforward way to close a bank account while avoiding staying on lines or talking to customer service. Some banks may offer other means to close accounts, such as calling or visiting a financial center, but some don't.

For instance, to close a transaction or savings account at Heritage Bank, clients are required to fill up a form with personal info (i.e. name, email, account number) and clear instructions on what to do with the account. If the account has multiple holders, all of them have to sign the document.

While this seems outdated, letters to close bank accounts are an effective way to guarantee an account is being closed—and that you really asked for it—as both you and the bank will have physical proof of your request.

How to write a bank account termination letter?

A bank account close letter is a simple and concise document. You don't need to say much besides your request for account termination. Here's a step by step guide on how to write it:

1. Address the letter

Like every letter, a bank account close letter starts with a salutation to the recipient. You can address the bank manager by name, if you know it, or use standard salutations, such as “Dear Bank Manager” or “To Whom It May Concern.” In other scenarios—such as sending a cover letter to a hiring manager—“To Whom It May Concern” can sound harsh, but in this specific case, it's acceptable.

2. State your request

This type of letter is very straight to the point, so your next step is stating your account termination request. Do it with a clear and concise sentence, such as “I'm writing to request the closure of my checking account with [bank name]” or “I would like to request my savings account closure.”

3. Give necessary information

The next step is providing all the necessary personal information the banker needs to fulfill your request. This includes your account number, your full name, mailing address and phone number, and the names of the other account holders, if any. Since procedures change between banks, you should check with your bank (over a call or their website), what personal information they need from you to close the account.

4. Add balance transfer request, if any

If you have any balance left and didn't transfer it to another account yet, you can request it to be done for you. In this case, you'll have to also provide the information of the other account, including the name of the bank, account number, branch location, and account name. Be sure to check on your bank website or give them a call to know what information should be included in the letter.

You can also request the bank to send you a written confirmation of the account termination. Generally, banks do inform clients that their account has been closed anyway, but it doesn't hurt to ask.

5. Close and sign the letter

Next, finish the letter with a formal closing. You can say something along the lines of “Thank you for your attention” and “Let me know if you need any more information,” and sign with your name and last name.

Before submitting your letter, take a few minutes to review the document and search for grammar mistakes or incorrect information. It's important that every personal data provided is correct so your request can be fulfilled promptly, and your remaining money gets sent to the right account (if applicable).

How to submit a bank account close letter?

As mentioned, some banks may accept a bank account termination letter via email. However, some banks might request that you send your request in writing and send it via mail—one example is Bank of America. In their FAQ , you can find the PO Box addresses for checking and savings accounts and for credit card accounts.

The Heritage Bank doesn't accept handwritten letters, but has a preformatted account closure form that clients download at their website , fill up, and submit at a local branch. To be certain you're doing the right procedure, remember to check your bank's website.

What's the bank account close letter format?

Bank account closing letters have a simple letter format you've probably seen multiple times in your life. It goes salutation, body, closing, and signature—in this exact order. There's no specific font type, size, or color to use, but considering it's a formal letter and a document, it's best to go with the basics: Sans Serif, Arial, or Tahoma in regular size and black.

One point of attention: if you need to submit your letter in writing, like Bank of America requests, you'll have to add your and the recipient's info on the envelope, like it's traditionally done. For example:

[Your Name]

[Your Address]

[City, State, Zip Code]

You may also want to add it at the top of your letter, including your email and phone number. Below, we added a sample and a template to illustrate how your letter should look like.

Closing bank account letter sample

123 Cool St.

Tampa, FL, 12345-1122

[email protected]

555-123-45678

July 12, 2024

To Whom It May Concern,

I, Anna Smith, am writing this letter to formally request the closure of my checking account with Bank of America. The details of my account follows:

Checking account: 12345

Account holder name: Anna Smith

Please ensure my remaining balance is issued to me in the form of a cashier's check. I'd also like to request that you please provide me with written confirmation that the account is closed.

Thank you for your prompt attention. Let me know if I need to provide any additional information.

Closing bank account template letter

[Your Email Address]

[Your Phone Number]

[Formal Salutation],

I, [Your Name], am writing this letter to formally request the closure of my [Account Type] with [Bank Name]. The details of my account follows:

[Account Type]: [Account Number]

Account holder name: [Your Name]

Please ensure my remaining balance is [Instructions]. I'd also like to request that you please provide me with written confirmation that the account is closed.

Extra tips to close your bank account

Before closing, or making a request to close, your bank account there are a couple of actions you should take to make this process as smooth as possible. Here's everything you need to do:

Update automatic transactions: If you have automatic payments, deposits, and transfers linked to the account you're about to close, be sure to cancel or update it to the account you'll be using moving forward.
Transfer funds: If you have funds left, transfer them to another account. You can also request the bank to do it for you, but since you don't know exactly when your request will be fulfilled, maybe you should do it yourself in case you need the money.
Review account activity: Make sure there's no transaction pending or unknown activity. This is important to avoid late fees and sort out with the bank any potential issues with your account that you haven't seen before.
Update contact information: After closing your account, the bank most likely will send you confirmation. To ensure you'll receive it, and any communication from the bank, update your contact information if it's out of date.
Return bank items: If you have a card attached to your account, you may want to return it to the bank.

Finally, after you make the account closure request, continue to monitor your account to confirm everything went well with the updates made. If possible, keep records of the termination and any communications with the bank in case the account remains active and you need to file a complaint.

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Application for Closing Bank Account – Format

Do you hold a bank account that is either inactive or that you are unable to keep up with? It’s not complicated to close your account; all you need to do is write the manager a request letter. For your convenience and comprehension, we are providing the format for the application for Closing Bank Account.

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Why should I Close a Bank Account?

Different people may have different motives for closing a bank account. The most frequent causes include inadequate service or response, excessive fees, use of online services, etc. Other reasons can be that you can’t keep up with the account or need the money, or just want to open a new account.

Another situation can be that the bank may shut your account if it has been dormant for a very long time, if it has had zero balance for an extended length of time if there have been too many bounced checks or overdrafts, or if identity theft has occurred, etc.

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What Documents will you Require to Close a Bank Account?

To terminate a bank account, you must provide certain items to the bank that are highly significant. For instance,

Account Number in a bank.
Name of the account holder.
The account holder’s signature.
Original bank account passbook.
Paycheck Book (If Issue).
An ATM Card (If Issue).
Identify Evidence (Ex. Aadhar Card, Pan Card, Voter ID Card, Driving License).
The Address Is (Ex. Aadhar Card, Voter ID Card)

With the aforementioned items in hand, you should be able to shut your bank account without incident if you visit your local branch of the bank. You could have to pay it, though, as many banks may impose “account closing costs.”

Format of a Letter in order to Close a Bank Account

You must submit a letter to the bank manager each time you want to open or close a bank account outlining your motives. Here are some sample letters to assist you.

Format of an Account Closing Letter

The Branch Manager

Name of the Bank

Bank Address

Sir/ Ma’am,

Body of the letter

Thanking you

Yours faithfully,

Signature of the Account Holder

Name of the Account Holder

Account Holder’s Name: [Your Full Name]
Account Number: [Your Account Number]
Account Type: [Savings/Current/Other]

I would like to request a written confirmation of the account closure once the process is completed. Kindly provide me with an official statement stating that the account has been closed, along with a zero balance verification. Should you require any further information or documentation from my end to expedite the account closure process, please do not hesitate to contact me via the contact details provided below.

Thank you for your attention to this matter. I look forward to your prompt action and the closure of my bank account. I appreciate your cooperation throughout this process.

Yours Sincerely.

Sample 2: Simple Bank Account Close Application Letter

To The Manager Name of the Bank Name of the Branch Address of the Branch

Sub: Application to close bank account

Dear Sir/Madam,

My bank’s savings account number is XXXXXXX. I’m now unable to keep this account going. Therefore, I respectfully ask that you terminate the account and credit the money to my cash or debit card.

Thanking you,

Sample 3 – Bank Account Close Application

To The Bank Manager, Bank Name, Branch Name, City.

Subject: Closing of Bank Account-A/C-XXXXXXX

Respected Sir/Madam,

With due respect, I Beg to say that I hold a savings account in your branch and I want to close this account due to some personal reasons with immediate effect. Details of the account are as under –

Account Holder Name –
Account No – XXXXXXXX
IFSC code – XXXXXX
Current Balance – Rs. XXXXX.XX

Kindly close my above-mentioned account and hand over the balance amount in cash. I will be thankful to you.

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Sample 4 – Bank Account Close Application Letter

To The Manager, Bank Name, Branch Name, (Full postal address of the branch) Date-

Subject- Closing of Savings / Current Bank Account

Therefore, you are requested to kindly close my account and return my outstanding amount to me. I will always be grateful to you. Your kind co-operation in this regard will be highly appreciated.

Thanking you.

Yours truly, Name- Address – Mobile No- Email ID-

Sample 5 – Application For Closing Bank Account

To The Branch Manager, Name of the Branch, Address of the Branch (example: Bigoram, Kolkata, 700386)

Subject: Request for pre-closing ongoing recurring deposit (RD) account

My savings account no. is XXXXXXXXXX and RD account no. is XXXXXXXXXX in your bank. Due to some unavoidable reasons, I’m not able to continue the RD payment.

So you are requested kindly to pre-close the RD account before the maturity period and deposit the so far amount from RD to my savings account.

Yours sincerely, Signature – Name – Mobile No –

FAQs on Application For Closing Bank Account Letter

Question 1 – Is it required to write a letter to close a bank account?

Answer: Writing a letter to the manager and asking him to permanently shut your account is a simple and safe method.

Question 2 – How long is the time frame for closing a bank account?

Answer: It entirely depends on your bank, to be honest. You can ask the bank manager to finish this task as quickly as feasible. But it only takes five to 10 days at most.

Question 3: Can a bank account be closed online?

Answer: Either yes, no, or both are acceptable answers to this question. Due to the fact that some banks in India allow you to close your bank account online while others do not.

Bank account closure is much simpler than you would imagine. You can attempt to develop your own application using the aforementioned examples as a guide.

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Ultimate Letter

Letter For Everyone

11 Sample of Application For Closing Bank Account

Sometimes you have to close your bank account for various reasons. You need to draft an application for closing your bank account properly. Along with it, you need to attach a few important documents as well. This article let us learn how to write an application for closing a bank account, the guidelines to be followed and a few sample letters to understand the topic in depth. So, see below 11 easy samples of application for closing bank account.

Table of Contents

Format Of Bank Account Closing Application:

You need to compose an application to the bank office administrator to close your record and you need to connect your checkbook, passbook, and ATM card alongside this application. You can likewise move the financial balance to another branch without shutting it. For the most part, the bank will take around 5 to 10 days to close it.

If any application is composed without help from anyone else, at that point it is consistently a decent practice however because of the absence of time, It isn’t feasible for us to compose an expert application. In this way, just to save you time we have made a few examples of ledger shutting letters for you which will make your work simpler.

Probably the most widely recognized reasons that account holders generally close their ledgers, for example, individual reasons, moving to different nations, impolite bank representatives, untrustworthy financial frameworks, a high premium on credits, or Internet banking issues.

In this article, we are going to discuss how to write a bank account closing letter in a proper format. People who do not know how to write a closing letter, need not worry about it. Read the complete article here and get to know how to write such letters.

Bank Account Closing Letter Format:

The format of the bank account closing letter should include the below-given details:

Addressing the Branch manager
Name and address of the bank
Subject line
Salutation (Sir/Madam)
Body of the letter
Closing with yours Sincerely, truly, etc.
Name and Signature

To, The Manager, [Name Of The Bank], [Name Of The Branch], [Branch Address]

Subject: Application For Closing Bank Account

Respected Sir/Madam,

Account Holder Name:
Account No:
Current Balance:

Kindly close my above-mentioned account and hand over the balance amount in cash. I will be thankful to you.

Yours Faithfully,

Name: [Your Name] Account No.: Address: Mobile no:

Your signature

Download Application In MS Word File

Dear Sir/Madam,

I am [Your Name] , and I would like to close my bank account for account number XXXXXXXX with your bank. The account has been inactive for some time now, and I no longer have any use for it.

I would appreciate it if you could process my request to close my account as soon as possible. I have attached all the necessary documents that are needed to close the account.

Thank you for your time and attention.

I humbly request that I be an account holder with [Account Holder Name] in your bank for some years. For some reason, I want to close my bank account. My account number is _____ (Bank Account Number) and my ATM number is ____ (ATM Number).

Therefore, you are requested to kindly close my account and return my outstanding amount to me. I will always be grateful to you. Your kind co-operation in this regard will be highly appreciated.

Thanking you.

I, [Your Name], have a savings account with the account number [Your Account Number] at your branch. Due to a personal move to another city, I would like to close this account and withdraw the balance amount. I request you to expedite the process as I will be relocating soon.

Enclosed are the bank passbook, identification, and address proof for your reference.

Thank you for your assistance.

Yours sincerely,

I am [Your Name] , and I hold a Current Account in your bank. I have not been able to maintain the account for a few months now due to some personal reasons, so I would like to close the account. I am enclosing the account passbook along with this letter. Kindly do the needful and initiate the closing process as soon as possible.

Yours faithfully,

I am writing this letter to formally request the closure of my bank account with [Bank Name]. After careful consideration and evaluation of my financial requirements, I have decided to discontinue my banking services with your esteemed institution.

I kindly request your assistance in initiating the necessary procedures to close my account as per the policies and guidelines. Below are the details of my bank account:

Account Holder’s Name: [Your Full Name]
Account Number: [Your Account Number]
Account Type: [Savings/Current/Other]

Thank you for your attention to this matter. I look forward to your prompt action and the closure of my bank account. I appreciate your cooperation throughout this process.

Yours Sincerely.

I hold an account with the account number [Your Account Number] at your bank. I have been relocated to another city, and so I need to close the account as it would be inconvenient to manage it from afar. Please clear all pending transactions and transfer the remaining balance to my other account (Account number: [Your Other Account Number]).

Thank you in advance.

I, [Your Name], hold a Savings Account in your bank. Due to some personal circumstances, I am unable to maintain the account and would like to close it. Please find the account passbook enclosed with this letter. I request you to initiate the account closure process at the earliest.

Thank you for your cooperation.

My bank’s savings account number is XXXXXXX. I’m now unable to keep this account going. Therefore, I respectfully ask that you terminate the account and credit the money to my cash or debit card.

Thanking you,

Yours sincerely

I hold Account No. XXXXXXXX with your Branch and presently I am not able to maintain this account due to some personal issues. I request you to please close my savings account and not proceed with any transactions. I will be returning my passbook, checkbook, and cards along with my application.

Kindly close my bank account and transfer the balance amount to the below-mentioned account details. It would be highly appreciable if you do the needful to initiate the process as soon as possible.

Thanking You

Yours Sincerely

Dear Sir / Madam,

I would like to request you to please close my savings bank account with your bank. The account number is XXXXXXXXX. This request is because I am no longer using this account, and it has been inactive for some time.

I would appreciate it if you could process this request as soon as possible. Please let me know if you need any further information from me.

Q. How do I write a letter to close my bank account?

A. You have to address the letter to the branch manager of the respective bank. Start with the correct address of the bank, subject, salutation, body of the letter stating the reason for the closure of the bank account, complimentary closing, signature, and name. Make sure you provide the exact account number and other details necessary accurately.

Q. How can I close my bank account permanently?

A. To close your bank account permanently, you have to visit the bank and enquire about the process of closing a bank account and then write a letter to the branch manager providing the reasons for closing the account. Also, provide the required documents for proof and verification.

Q. Is it required to write a letter to close a bank account?

A. Writing a letter to the manager and asking him to permanently shut your account is a simple and safe method.

Q. How long is the time frame for closing a bank account?

A. It entirely depends on your bank, to be honest. You can ask the bank manager to finish this task as quickly as feasible. But it only takes five to 10 days at most.

Application for Closing Bank Account Letter with Format and Samples

Table of Contents

Why Should You Close a Bank Account?

There are several reasons you might fill out an application for closing bank account . One key reason could be avoiding unnecessary fees that some banks charge. If you’re moving away, especially where your current bank isn’t around, you would need an application for closing bank account to switch to a more accessible one. Maybe you found a new bank with better services, higher savings interest rates, or superior customer service.

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This application for bank account closing is crucial because it’s your formal request to the bank. It makes sure the bank knows you want to stop all your banking services, preventing any future charges like those pesky maintenance fees. And in sadder times, especially with the loss of a loved one, having an application for closing bank account due to death helps make a tough period a bit more bearable, handling necessary financial ends securely and respectfully. So, using the proper application ensures you don’t face issues down the road, keeping everything clear and official.

How to Write Application for Closing Bank Account

Writing an application to close a bank account is a straightforward process, but it’s important to get it right to ensure a smooth transition. Here’s a simple guide on how to approach it, making sure to incorporate your main keyword, application for bank account closing , and other relevant terms without overstuffing.

Start with Basic Information : Your application should begin with your full name, account number, and current address aligned to the left side. This information helps the bank identify your account quickly.
Use a Formal Salutation : Address the bank manager or the relevant authority in a formal manner, such as “Dear Sir or Madam” or “To Whom It May Concern.”
Subject Line for Clarity : Add a subject line to make the purpose of your letter clear. A simple “Request for Bank Account Closure” can be sufficient.
Content of the Letter : Here’s where you request the closure of your account. Be clear and concise. State your reason for closing the account if necessary, especially if you’re applying for closing the bank account due to relocation or dissatisfaction with the bank’s services.
Mention Account Details : Specifically identify the account by including details like your account number and the account type. It reassures the bank that the request pertains to the correct account.
Address Any Outstanding Charges : If there are any ongoing transactions, address them in your application. Clarify whether you wish to transfer any remaining balance to another account, and provide that account’s details if so.
Request Document or Confirmation : Politely ask for a written confirmation of the account closure. This document can be crucial for your records.
Closing the Letter : End the letter professionally with a statement like “Sincerely” or “Respectfully,” followed by your signature and printed name.
Contact Information : Provide your current phone number or email address for the bank to reach you if further discussion is required.
Double-check and Send : Review your application for any errors and ensure all information is accurate. Once finalized, you can submit your application to the bank through the appropriate channels, whether in person, via mail, or through an online platform, if available.

By following these steps, your account close application communicates your request effectively and professionally, ensuring the process is handled efficiently and without unnecessary delays or issues.

How to Write Application

Documents Required to Close a Bank Account?

Closing a bank account typically requires certain documents to ensure the process is smooth and secure. Here’s you usually needed to write account close application

Identification Proof : Banks need to make sure it’s really you before they go ahead and close your account. So, you’ll need to provide a government-issued ID like your driver’s license or passport. It helps confirm your identity, so there’s no mix-up.
Account Details : Have your bank account information handy. This isn’t just your account number; you might also need the exact type of account you have (like savings, checking, or business).
The Formal Application : Of course, you’ll need your “application for closing bank account.” This is a written form or letter where you officially ask the bank to close your account. It should have your account information, your reason for closing (if applicable), and your signature.
Debit Cards and Checkbooks : Some banks ask you to turn in any debit cards and unused checks. It’s a way to prevent anyone from trying to use your account after you’ve closed it.
Death Certificate : If you’re closing an account due to a family member’s death, you’ll need a copy of the death certificate. It’s a tough time, but this document is necessary to prevent any legal issues and ensure you’re the authorized person making the request.
New Bank Account Details : If you’re transferring money to a new account, the new bank’s details might be required. This info helps make sure your funds end up in the right place.
Proof of Address : Sometimes, especially if you’ve moved recently, you’ll need to show a utility bill or some other proof of your address.

Remember, different banks might have slightly different requirements, so it’s a good idea to call ahead or check online to get the specifics. Having all your documents ready will make the process of closing your account much easier and quicker. It’s all about ensuring everything is correct and keeping your money safe.

Application for Closing Bank Account Format

application format for closing bank account

John Doe 123 My Street City, State, 10000 [email protected] October 20, 2023

Bank Manager’s Name / The Branch Manager ABC Bank 456 Bank Headquarters Street City, State, 10001

I am writing this letter to inform you that I wish to close my bank account with [Bank Name] effective immediately. I would appreciate your prompt attention in helping me close my account.

Below are the details of my bank account:

My decision to close this account is due to [optional: a brief explanation of the reason behind your decision, e.g., relocating, opting for a bank with better services, etc.].

I have made sure that there are no outstanding transactions left to clear on my account, and I have also withdrawn all funds from the account. If there are any more formalities that need attention, please guide me through them.

Furthermore, I kindly request you to provide written confirmation that my account has been closed. I would also like you to return any remaining balance in my account by [check/direct transfer to another account], and if necessary, I can provide details of the receiving account.

Please find enclosed my identification documents [or any other documents] required for this process.

If you need any more information, please feel free to contact me at [your contact information].

Thank you for your prompt assistance with this matter. I have appreciated the services provided by [Bank Name] during the time I have been a customer.

Yours sincerely,

Your Signature (if sending a hard copy)

Your Printed Full Name

Letter to Editor Format

Application for Closing Bank Account Sample

Below are some bank account close application samples you can follow to write closing bank account in any bank:

Sample 1: Application for Closing Bank Account in English

Anjali Mehra 14-A Shantivan Society Andheri, Mumbai 400053 Email: [email protected]

October 20, 2023

Branch Manager Axis Bank Andheri Branch Mumbai 400053

Subject: Bank Account Closure Request

Dear Sir/Madam,

I’m writing to request the closure of my savings account (Account No: 123456789) with Axis Bank. I recently moved to a different locality and found another bank that meets my needs closer to my new residence.

Please close my account and send a confirmation letter. If any formalities need to be completed, kindly inform me. Also, I request you to issue a banker’s cheque for the remaining balance or transfer it to my new account, details of which I shall provide as required.

Thank you for your assistance.

Sincerely, Anjali Mehra

Sample 2: Application for Closing Bank Account Letter

John Doe 123 My Street Anytown, TX 12345 [email protected]

Mr. Adam Smith Branch Manager ABC Bank 456 Banking Ave Anytown, TX 12345

Subject: Request to Close Bank Account

Dear Mr. Smith,

I wish to close my bank account that I have with your institution. Below are the relevant details of my account:

Account Holder Name: John Doe Account Number: 0123456789 For personal reasons, I have decided to discontinue using this account. I request you to process my request at the earliest and oblige.

Please send me a written confirmation of my account’s closure. I appreciate your prompt attention to this matter.

Application for ATM Card

Sample 3: Application to Bank Manager for Closing Account

Jane Doe 789 My Avenue Anytown, TX 12345 [email protected]

Ms. Emily Johnson Branch Manager XYZ Bank 123 Finance Blvd Anytown, TX 12345

Subject: Application for Closing Bank Account

Dear Ms. Johnson,

I am writing this letter as a formal request to close my savings account (Account No: 9876543210) with your bank.

I have settled all the dues and have no outstanding payments to be made from this account. I request you to proceed with the closure process and transfer any remaining funds to my new bank account. Please find the details of the new account attached.

I would be grateful if you could provide written confirmation of the account’s closure.

Application for Bank Statement

Sample 4: Application for Closing Bank Account Due to Death

Estate of Robert Doe c/o Executor, Michael Doe 321 Family Lane Anytown, TX 12345 [email protected]

Bank Manager PQR Bank 201 Monetary St Anytown, TX 12345

Subject: Closure of Deceased’s Bank Account

I am writing as the executor of Robert Doe’s estate, who passed away on September 15, 2023. I am requesting the closure of his bank account under the following details:

Account Holder Name: Robert Doe Account Number: 5647382910 Enclosed with this letter are the death certificate and my legal authorization as the executor. Kindly proceed with the closure and transfer any remaining balance to the estate’s trust account, as previously discussed with your legal department.

Please confirm the account’s closure in writing.

Thank you for your prompt attention to this sensitive matter.

Application for Bank Account Closing

Aarav Patel Plot No 45, Shantiniketan Colony Bengaluru, Karnataka, 560103 [email protected]

20th October 2023

The Branch Manager State Bank of India MG Road Branch Bengaluru, Karnataka, 560001

Subject: Request for Closing Savings Bank Account

Respected Sir/Madam,

I am writing this letter to inform you that I wish to close my savings account held in your branch. Below are the details of the account:

Account Holder Name: Aarav Patel Account Number: 00123456789 Due to my recent relocation for work purposes, I find it more convenient to operate my financial matters through a different bank nearer to my current location. Therefore, I would like to request the closure of my account with your esteemed bank.

I have ensured that all checks have cleared and that no debits are due. I have also maintained the minimum balance to avoid any penalties until the account is closed. Please let me know if there are any formalities or forms I need to complete as part of the closure process.

Furthermore, I kindly request you to issue any remaining funds in my account either through a demand draft or transfer to my new bank account, the details of which I can provide upon your request.

I hope to receive a written confirmation of the closure and a statement that indicates the account balance is zero.

I appreciate your assistance in this matter and thank you for the service provided during the period I was banking with you.

Yours faithfully,

Application for Closing Bank Account in SBI

Priya Mehra House No. 11, Aravali Vihar Jaipur, Rajasthan, 302020 [email protected]

The Branch Manager State Bank of India Malviya Nagar Branch Jaipur, Rajasthan, 302017

I, Priya Mehra, a dedicated customer with your bank, am writing to request the closure of my savings account. I have had a satisfactory relationship with SBI for many years but wish to consolidate my finances with another financial institution for personal reasons.

Here are the details of my account:

Account Holder Name: Priya Mehra Account Number: 002345678901 Account Type: Savings I have ensured that all standing orders and debits are settled, leaving no transactions pending. I would like to maintain the minimum balance required until the closure is finalized to avoid any deductions.

Please proceed with the necessary steps to close the above-mentioned account. Additionally, I request the remaining balance to be transferred to my alternate bank account. I will provide a cancelled cheque for the account details upon your request or visit the branch to complete the necessary paperwork.

I understand there may be a period required to finalize the closure, and I am prepared to complete any additional formalities as may be required. I kindly ask for written confirmation of the account closure, along with a final statement indicating a zero balance.

Thank you for your continuous service during the period my account was active with SBI. I appreciate your prompt attention to this matter and hope for a quick resolution.

Application for Closing Bank Account Due to Death of Husband

Priya Singh H. No: 11-5-422 Red Hills, Lakdikapul Hyderabad, Telangana, 500004 [email protected]

The Branch Manager ICICI Bank Lakdikapul Branch Hyderabad, Telangana, 500004

Subject: Request for Closure of Deceased’s Bank Account

I am writing to you with a heavy heart to inform you of the demise of my husband, Mr. Rajeev Singh, who had a savings account in your esteemed bank. It is a difficult time for our family, and I need to settle his financial affairs. Therefore, I am submitting a request for the closure of his bank account.

Below are the details of the account:

Account Holder Name: Mr. Rajeev Singh Account Number: 00987654321 My husband passed away on [insert date], leaving behind myself and our children as his legal heirs. I have attached a copy of the death certificate for your records and to facilitate the necessary proceedings.

Additionally, as his nominee and the person responsible for his estate, I request that any balances remaining in the account be provided to me via a banker’s cheque or transferred to an account that I currently hold. I am prepared to provide any further documentation or fulfill additional formalities required for this process.

Please guide me through this procedure and let me know how I should proceed. I also kindly request a formal acknowledgment of this application and the subsequent closure of the account.

I appreciate your understanding and compassion during this challenging time and thank you for your prompt assistance with this matter.

Application for Closing Bank Account and Transfer Money to Another Account

When requesting the closure of a bank account and transferring the funds to another account, it’s important to communicate your intentions clearly and provide all necessary details to avoid any confusion or delays.

Rahul Gupta Flat No 402, Green Meadows Banjara Hills Hyderabad, Telangana, 500034 [email protected]

The Branch Manager HDFC Bank Banjara Hills Branch Hyderabad, Telangana, 500034

Subject: Request for Bank Account Closure and Fund Transfer

I am writing to request the closure of my savings account in your esteemed bank. I have recently opened an account with another bank that better suits my financial management needs, and I wish to consolidate my funds in this new account.

Here are the details of the account I wish to close:

Account Holder Name: Rahul Gupta Account Number: 00678943210 I confirm that I have no pending liabilities tied to my account. I have also stopped all recurring debits/standing instructions linked to this account to ensure a smooth closure process.

Furthermore, I request that the remaining balance in my account be transferred to my new bank account. Below are the details of the account where I wish the funds to be transferred:

New Bank Name: [New Bank’s Name] Account Holder Name: Rahul Gupta Account Number: [Your New Account Number] IFSC Code: [Your New Bank’s IFSC Code] Please let me know if there is any formality to complete, such as filling out a form or providing additional documentation. I would appreciate it if you could expedite this process and provide a confirmation letter once my account has been closed and the funds transferred.

Thank you for your consistent service during the tenure of my account. I hope for a prompt and smooth resolution to this request.

Things to Remember Before Submitting Bank Account Close Application

Closing a bank account isn’t a decision you should rush into. It requires careful consideration and a few important steps to ensure everything is handled correctly. Here’s what you need to keep in mind:

Clear your Balances: Make sure you don’t owe anything to the bank. Pay off any pending debts or loans associated with your account. This way, you’re free of obligations, preventing any hiccups in the closure process.
Stop Automatic Transactions: Review your account for any automatic payments or deposits. This includes utility bill payments, EMIs, or salary deposits. You’ll want to redirect these to another bank account before you initiate the closure.
Maintain the Required Balance: Until your account is officially closed, continue maintaining the minimum balance to avoid penalties. Unexpected charges can cause complications, and nobody wants that headache.
Open a New Account before Closure: It’s wise to have another functional bank account ready to go. This is crucial because you’ll need somewhere to redirect your funds and automatic transactions.
Transfer your Funds: Before sending the application for closing the bank account, transfer your remaining funds to your new account. It’s better to handle this yourself for a quicker process.
Notify Relevant Parties: Inform individuals and organizations about your change in bank details if they regularly send you money or draft from your account. This could include your workplace, insurance providers, or family members.
Collect Necessary Documents: Depending on the bank, you might need certain documents to close your account. These can include identity proof, a new bank account statement (if transferring funds), or the application for closing your bank account. Have these handy to avoid multiple trips to the bank.
Get a Written Confirmation: Once your account is closed, request a written statement from the bank confirming the account closure. This document is proof that you’re no longer liable for any charges or transactions associated with the old account.
Check for Digital Footprints: If you used online or mobile banking, ensure you log out from all devices and uninstall or at least stop using the bank’s app once your account is closed to secure your digital safety.
Understand the Terms and Conditions: Finally, be aware of any closure charges or terms that were in the fine print when you opened your account. Some banks require your account to be active for a certain duration before you can close without incurring extra fees.

Frequently Asked Questions on Application for Closing Bank Account

Can we close a bank account in any branch.

Typically, you can initiate the process of closing your bank account from any branch of your bank. However, some banks may require you to visit the home branch where you opened your account.

What is the online process of closing a bank account?

The online process varies by bank. Generally, you'd log into your online banking platform, navigate to the services or customer support section, and select the option for account closure. Not all banks offer online closure, so you may need to download an application for closing the bank account, complete it, and mail it to your bank or visit a branch.

How do I close a bank account permanently?

To close your account permanently, you must submit an application for closing the bank account to your bank. This can be done by visiting your bank branch in person or, in some cases, through online banking. Ensure all debts are paid and funds are transferred before closure.

Is there any charge for closing a bank account?

Some banks might impose a charge if you're closing your account within a certain period from the opening date (typically within 6-12 months). After this period, it's usually free.

What documents are needed for a bank account close application?

The primary document is your application for closing the bank account. Additionally, banks might require identification proof, passbook, unused cheques, and debit cards.

What is a valid reason for closing a bank account?

Valid reasons can include excessive bank fees, moving to a new location, poor customer service, or simply not needing the account anymore. Banks generally don't require a detailed reason in the closure application.

Will a bank account automatically close?

No, bank accounts don't close automatically unless specified in the account's terms (like zero balance accounts). Inactive accounts may enter a dormant state, but for closure, submitting an application is necessary.

How much time does it take to close a bank account?

After receiving your application for closing the bank account, banks typically take a few days to two weeks to close the account, depending on the bank's internal processes.

Can anyone close my bank account?

No, only the account holder(s) can close a bank account. Authorization, usually via a signed application for closing the bank account, is required from you for the bank to initiate the closure process.

How do I write a bank account close application?

To write a bank account closure application, provide your details, request closure, and mention any linked services or instructions.

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[Top-5] Bank Account Closing Letter Format with Reason (Word)

1. bank account closure letter due to relocation.

If you’re relocating and need to close your bank account, a Bank Account Closure Letter can help expedite the process. Ensure a smooth transition of your finances with this essential document.

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File Format: Word

2. Bank Account Closure Letter Due to Switching Banks

When switching banks and need to close your existing account, a Bank Account Closure Letter is a vital tool for a hassle-free transition. Download a template now to simplify the account closure process.

3. Bank Account Closure Letter Due to Financial Issues

If you’re facing financial challenges and need to close your bank account, a Bank Account Closure Letter can help you formally address the situation. Download a template to communicate your circumstances and request an account closure.

4. Bank Account Closure Letter Due to Inactivity

If you’re searching for a Bank Account Closure Letter due to account inactivity, make the process straightforward with a ready-made template. This document will help you close your dormant account efficiently.

5. Bank Account Closure Letter Due to Better Financial Opportunities

When seizing better financial opportunities elsewhere and the need to close your current bank account, a Bank Account Closure Letter is a formal way to request an account closure. Download a template to initiate the process seamlessly.

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Application for Closing Bank Account – Letter to the Branch Manager to Close Savings Bank Account

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How to use live assistant, additional template options, download options, share via email, share via whatsapp, copy to clipboard, print letter, letter regarding close savings bank account - letter to bank about closing savings account.

To, The Branch Manager, ____________ (Name of the bank) ____________ (Branch Address)

Date: __/__/____ (DD/MM/YYYY),

Subject- Closure of the bank account (Bank Account number)

Respected sir,

I, ____________(Name) holding a ____________ (Saving/Current/etc.) account in your branch. I am writing this letter to request you to close my ____________ (Credit/Debit/Saving/Current/etc.) account bearing account number ____________ (Account no.). The reason for closure is due to ___________ (reason for not using the account in future, eg. shifting abroad/ Shift to location where brach is not available/ poor service/personal/ unavoidable reasons tc.).

Details of the account are mentioned below: Account holder/s name: ____________ Account number: ____________ Name of the Branch: ____________ IFSC code: ____________

Please return the leftover balance once account is closed through ____________ (demand draft/cash/cheque) as per bank norms.

As per bank requirement, I am enclosing ___________ (Account closure form, KYC, other documents if applicable) with the application.

Thanking you,

Kind regards, ____________ (Name) ____________ (Address), ____________ (Contact Number)

Live Preview

The Live Assistant feature is represented by a real-time preview functionality. Here’s how to use it:

Start Typing: Enter your letter content in the "Letter Input" textarea.
Live Preview: As you type, the content of your letter will be displayed in the "Live Preview" section below the textarea. This feature converts newline characters in the textarea into <br> tags in HTML for better readability.

The letter writing editor allows you to start with predefined templates for drafting your letters:

Choose a Template: Click one of the template buttons ("Start with Sample Template 1", "Start with Sample Template 2", or "Start with Sample Template 3").
Auto-Fill Textarea: The chosen template's content will automatically fill the textarea, which you can then modify or use as is.

Click the "Download Letter" button after composing your letter. This triggers a download of a file containing the content of your letter.

Click the "Share via Email" button after composing your letter. Your default email client will open a new message window with the subject "Sharing My Draft Letter" and the content of your letter in the body.

Click the "Share via WhatsApp" button after you've composed your letter. Your default browser will open a new tab prompting you to send the letter as a message to a contact on WhatsApp.

If you want to copy the text of your letter to the clipboard:

Copy to Clipboard: Click the "Copy to Clipboard" button after composing your letter.
Paste Anywhere: You can then paste the copied text anywhere you need, such as into another application or document.

For printing the letter directly from the browser:

Print Letter: Click the "Print Letter" button after composing your letter.
Print Preview: A new browser window will open showing your letter formatted for printing.
Print: Use the print dialog in the browser to complete printing.
Start with a formal salutation like "Dear Sir/Madam" or "To the Branch Manager" followed by a clear statement of your intention to close the account.
Mention your account number, account type, reason for closure, and request the mode of leftover balance disbursement. Ensure to enclose any required documents as per the bank's instructions.
While there's no rigid format, maintain a formal tone throughout the letter. Include a subject line indicating the purpose of the letter, a polite greeting, and relevant account details.
End the letter with a polite expression of gratitude for their attention to the matter and sign off with your name, address, and contact number for reference.
You can contact the bank directly for any queries or assistance regarding the closure process. Ensure to include your contact information in the letter for easy communication.

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Bank Account Closing Letter | Format, Sample and How to Write a Bank Account Closing letter?

February 9, 2024 by Veerendra

Bank Account Closing Letter: To close the account in a bank it is necessary to write the official letter to the bank manager. The reason for closing the bank account should be mentioned in the letter very clearly. Also, all the details related to your bank account such as Account number, Branch code, Full name, etc., should be mentioned in the application letter.

If you are searching for the application for shutting financial balance letter OR are you looking for the best examples of ledger close application then you have gone to the opportune spot. To close a financial balance there is no hard cycle. It is a simple cycle.

Get Other Types of Letter Writing like Formal, Informal and Different Types of Letter Writing Samples.

Bank Account Closing Letter Format and Samples

You need to compose an application to the bank office administrator to close your record and you need to connect your checkbook, passbook and ATM card alongside this application. You can likewise move the financial balance to another branch without shutting it. For the most part, the bank will take around 5 to 10 days to close it.

If any application is composed without help from anyone else, at that point it is consistently a decent practice however because of the absence of time, It isn’t feasible for us to compose an expert application. In this way, just to save your time we have made a few examples of ledger shutting letters for you which will make your work simpler.

In this article, we are going to discuss how to write the bank account closing letter in a proper format. People who do not know how to write a closing letter, need not worry about it. Read the complete article here and get to know how to write such letters.

Bank Account Closing Letter Format

The format of the bank account closing letter should include the below-given details:

Addressing the Branch manager
Name and address of the bank
Subject line
Salutation (Sir/Madam)
Body of the letter
Closing with yours Sincerely, truly, etc.
Name and Signature

The Branch Manager

[Name of the bank]

City, State, Pincode

Date:

Subject:

Sir/Madam,

[Body of the letter]

Paragraph 1 —————————————————————————————————

Paragraph 2 —————————————————————————————————

Paragraph 3 —————————————————————————————————

Thanking you

Yours Sincerely,

Signature

Your Name

Samples of Bank Account Closing Account

To,

The Branch Manager

State Bank of India

Bangalore, Karnataka

Pin- 560028

Date: 19Jan, 2021

Subject – Application for Closing the Bank Account

Sir/Madam,

I hold Account No. 2039029302 with your Branch and presently I am not able to maintain this account due to some personal issues. I request you to please close my saving account and do not proceed with any transactions. I will be returning my passbook, cheque-book, cards along with my application.

Kindly close my bank account and transfer the balance amount in the below-mentioned account details. It would be highly appreciable if you do the needful to initiate the process as soon as possible.

Bank Account Number – 209485945

IFSC Code – KKBK0000245

Thanking You

Yours Sincerely

Manoj Tiwari

Account Number:

How to Write a Bank Account Closing letter?

To,

The Manager,

State Bank of India,

Branch Name:

City:

State:

Pincode:

Sub: Closure of Savings Bank Account No.

Sir/Madam,

I have opened a savings bank account here 10 years ago. My account number is [_________]. Since I am shifting to another city and would not be able to maintain my account, therefore I would like to close my bank account.

Kindly stop the transactions with this account and transfer the balance to another bank account, for which details are provided below.

Account number: [______]

IFSC Code: [______]

Thanking you

Yours faithfully,

Pooja Sharma

Account number:

Address:

Signature:

You can read also Bank Statement Request Letter

Important Points to Remember

Check your bank balance: This is the most important venture prior to shutting your financial balance. Do you have a critical equilibrium in your record?

Transfer or withdraw the amount: You can think about moving the cash to another record or pulling out the cash. Moving electronically is the most issue-free methodology and takes not exactly a day ordinarily. Nonetheless, in certain conditions, you may consider pulling out it physically. This is a more conventional method of doing.

Close the account: After moving all your cash, you would now be able to compose an application letter to close your record. Remember to request a composed record from your bank.

Destroy your cards and Cheques: It is smarter to demolish your charge cards and checks at this stage. This will additionally help your security ensured. Frequently banks request to restore your charge cards and checks alongside your application letter. You can likewise adhere to the directions referenced in your client mindfulness booklet.

FAQ’s on Bank Account Closing Letter

Question 1. Whom should we write the bank account closing letter?

Answer: The bank account closing letter or application should be addressed to the bank manager.

Question 2. How much time does it take to close the bank account?

Answer: It takes around three working dates to close a bank account after the application is submitted to the bank manager.

Question 3. How to write a letter to close a bank account?

Answer: Write the letter to the bank manager, with the address and branch name of the bank. Start the letter with a salutation (Sir/Madam) and mention the reason for closing the bank account. Request to transfer the balance to the bank account. Mention your name, account number, signature at the end of the letter.

Question 4. What documents are required to close a bank account?

Answer: Bank passbook and a photo ID proof.

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How to Write a Letter to Close Your Bank Account

November 7, 2019

A man sitting down to a table to write a letter.

Although the number of people switching banks is steadily declining, sometimes it’s still necessary to close a bank account. According to a J.D. Power survey , only 4% of Americans changed banks in 2018, down from 8% in 2016, with dissatisfaction concerning problem resolution being the number one reason that people change banks. Moving, excessive fees , inconvenient branch or ATM locations, and issues with fraud are also common reasons customers opt to close their accounts .

When closing a bank account, it’s likely that your bank will require a written request to do so. They may provide a specific form or template to use, but if they don’t, you must write a letter. You don’t need to explain your reasons for closing the account. A simple letter that lists the specific account numbers and instructions for the remaining funds will suffice. By sending a bank account closing letter, you won’t have to wait on hold or have an awkward conversation with a representative trying to convince you to keep your account, and you’ll have a written record of your request.

Sample Bank Account Closing Letter

The following is a bank sample letter for closing an account you can copy/download and personalize.

[Your Name] [Your Address] [Your City, State, ZIP Code] [Bank Name] [Bank Address] [Bank City, State, ZIP Code] [Date]

RE: Account Closure Request

To Whom It May Concern: This is a formal request to close the following accounts (fill in account numbers as needed): Checking [Account Number] Savings [Account Number ] Money Market Account [Account Number] Other Account [Account Number] All automatic recurring transactions for these accounts have been canceled. Please send confirmation of the account closure and a check payable to me for the remaining balance(s) to the following address: [Address] [City, State, ZIP] If you have questions regarding this request, I can be reached at [Your phone number]. Thank you for your prompt attention to this matter. Sincerely, [Your Name] [Your Signature] [Co-Account Holder’s Name] (if necessary) [Co-Account Holder’s Signature]

Again, your letter should be simple and direct. You do not need to explain why you are closing the account, and if you have complaints, send a separate letter to customer service outlining the problems after the account is closed. Your letter should make it as easy as possible for the bank to close your account, and contain only the information necessary for that to happen.

Before mailing your letter, check with your bank to confirm the specific address where it needs to be sent. Some banks have dedicated addresses or P.O. Boxes for these requests. You may also be able to fax or mail the request to a local branch.

Other Ways to Close a Bank Account

A bank account closing letter isn’t the only way to close an account. Other options include:

Visiting the bank in person . Stop into a local branch and speak to a representative to close your account. You will likely be asked to sign an account closure document. This is a good time to withdraw the remaining balance from your account as well so you do not have to wait for the bank to mail you a check.

Online. Some banks will allow you to close your account online. Depending on the bank it might be as simple as clicking a few buttons, while others may require a written request via a secure message system. With the online option , you can also request a transfer of the remaining balance to a different account.

Via Phone. Generally speaking, banks require account closure requests in writing, but you may be able to initiate the process over the phone. Depending on your bank, they may be able to send you paperwork to sign to close the account, or you may be directed to an online account management system.

Before closing your bank account, cancel any automatic withdrawals, such as automatic payments or transfers to other accounts. Failing to do so could lead to fees or penalties when transactions are declined. Also, don’t withdraw all of your money until all pending transactions have cleared. If you have direct deposit, confirm that your deposits are being sent to your new account before closing your old one, to avoid losing access to your money or other problems.

Make Sure Your Account Is Closed

After closing your account by mail, wait a few days before confirming that it’s been done. Logging in to your account or calling the bank is the easiest way to do this.

Even if you send clear instructions, there could be delays, or the bank could require additional information or steps before the account is officially closed. If you withdraw all of your money, you could incur low balance, account inactivity, or account maintenance fees even if you have closed the account, so double-checking that the account is actually closed is important. The bank will most likely send you a letter confirming the request to close the account; keep that letter with a copy of the letter you sent on file in the event that there are any questions or problems.

Also, before closing your account, download all of your statements so you maintain a record of all of your transactions. Once your account is closed, you may lose access to the information, and you may need details about specific transactions in the future.

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application for closing bank account

Application For Closing Bank Account: Check Documents Required, Letter Format And Samples

Jul 12 2023

Application For Closing Bank Account: The important details and samples for the application for closing a bank account are added in this application for closing bank account article. Do you hold a bank account that is either that you are unable to keep up or not used? For that, you want to close your bank account. That is not so much difficult to close the bank account. You can refer to this application for closing bank account article to know how to close a bank account simply. So for closing a bank account, all you need to do is to write a request letter to the bank manager by referring to this application for closing bank account post. So hereby referring to this application for closing bank account article and application for closing bank account format and samples, you will come to know how to close a bank account that is inactive or not able to maintain. We are provided detailed clarification about the format and samples for the application for Closing Bank Account in this application for closing bank account post. Those who want to close their bank account due to some reasons can utilize this application for closing bank account article to know the exact application for closing bank account format and application for closing bank account samples.

Banking Awareness - Free PDF

Why Should Close A Bank Account?

In this application for closing bank account, we have added some of the reasons why should close a bank account. Different persons have different reasons and motives for closing a bank account. The most common reasons for closing a bank account are added in this application for closing bank account article. The most frequent reasons for closing bank account are inadequate service or response, excessive fees, use of online services, etc. And also other reasons can include you can’t keep up with the account or need the money, or just want to open a new account.

Closing the bank account has additional situations too. It can be the bank may slam your bank account because if it has been inactive for a very long time, if you maintained zero balance over a period of time, if you have too many bounced checks or overdrafts, or if you have been subjected to identity theft, etc. To know more information regarding the application for closing bank account, application for closing bank account format, and application for closing bank account samples, you can exploit this application for closing bank account post.

Documents Required To Close A Bank Account

Here we have given the information regarding the documents required to close a bank account in this application for closing bank account article. You can go through this application for closing bank account post, to check the application for closing bank account format, application for closing bank account samples, and the documents needed to close a bank account. To terminate a bank account, you must give certain items to the bank that are highly needed. For example,

Account Number in a bank.
Name of the account holder.
The account holder’s signature.
Original bank account passbook.
Paycheck Book (If Issue).
An ATM Card (If Issue).
Identify Evidence (Ex. Aadhar Card, Pan Card, Voter ID Card, Driving License).
The Address Is (Ex. Aadhar Card, Voter ID Card)

If you have the above items in hand, you can be able to close a bank account without any queries in your local branch of the bank. As many banks impose “account closing costs.” for closing a bank account, you could also have to pay for it.

Application For Closing Bank Account: Format of A Letter

You can check the format of a letter for the application for closing bank account in this application for closing bank account format article. You should submit this application for closing bank account format letter in the local branch of the bank while closing a bank account. The application for closing bank account format should be,

The Branch Manager

Name of the Bank

Bank Address

Sir/ Ma’am,

Body of the letter

Thanking you

Yours faithfully,

Signature of the Account Holder

Name of the Account Holder

Application For Closing Bank Account Samples

We have provided some of the application for closing bank account samples in this application for closing bank account article. Those who need to close a bank account can refer to this application for closing bank account samples which is added in this application for closing bank account article.

Application For Closing Bank Account: Sample 1

The Branch Manager, Bank Name, Branch Name, City.

Subject: Closing of Bank Account-A/C-XXXXXXX

Respected Sir/Madam,

Account Holder Name –
Account No – XXXXXXXX
IFSC code – XXXXXX
Current Balance – Rs. XXXXX.XX

Kindly close my above-mentioned account and hand over the balance amount in cash. I will be thankful to you.

Yours Faithfully, [Name] [Signature] [Contact Details]

Application For Closing Bank Account: Sample 2

The Manager

State Bank of India

Chennai – 600054

Subject: Request to close the account

I hold an account with the account number 0305000002356777 at your bank. I have been transferred to Mumbai, so I will have to close the account as I would not be able to access the account. Kindly clear all the transactions with this account and transfer the balance to another account (Account number: 0201000023642365 IFSC Code: SBIL0000707).

Thank you in advance.

Yours sincerely,

Application For Closing Bank Account: Sample 3

To The Manager Name of the Bank Name of the Branch Address of the Branch

Sub: Application to close bank account

Dear Sir/Madam,

My bank’s savings account number is XXXXXXX. Now I am unable to maintain this account. Therefore, I respectfully ask that you to terminate the account and credit the money to my cash or debit card.

Thanking you,

Yours sincerely [Name] [Signature] [Date] [Mobile No] [Address]

Application For Closing Bank Account: Sample 4

To The Manager, Bank Name, Branch Name, (Full postal address of the branch) Date-

Subject- Closing of Savings / Current Bank Account

Therefore, you are requested to kindly close my account and return my outstanding amount to me. I will always be grateful to you. Your kind co-operation in this regard will be highly appreciated.

Thanking you.

Yours truly, Name- Address – Mobile No- Email ID-

Application For Closing Bank Account: Sample 5

Union Bank of India

Koramangala Branch

Bangalore – 600023.

25 th March, 2021

Subject: Closure of savings account

Ma’am,

I am enclosing herewith the bank passbook, the identification and address proof for your reference.

Rudhaprasad

Application For Closing Bank Account FAQs

Q. How to close my bank account?

A. To close your bank account you have to submit the application for closing the bank account to the branch manager in the format mentioned above.

Q. How much time the bank will take for closing a bank account ?

A. It entirely depends on your bank. You can request the bank manager to close your bank account as soon as possible. But it only takes 5 to 10 days at most.

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Letter Solution

Welcome to "Letter Solution" Everything is about letter and application writing.

Closing Bank Account Letter With 20+ Sample

Closing bank account letter with a format and 20+ sample.

Table of Contents

Closing Bank Account Letter : Opening a bank account is very important to everyone. On the other hand, closing bank account for many reasons is necessary. And you should follow several steps. You will have to compose a letter to the bank manager. The cause of closing a bank account should be written clearly in the letter. Besides you should mention all the details relevant bank like bank account number, branch code, full name and etc in the application.

Reason to close a bank account

When you will close your bank account, there are some simple reasons below.

Bad customer service
Your account might be misused
You may have many accounts
Excessive fee
Not possible to maintain the minimum balance
Due to death

Important documents to close bank account

I hope you will be successful to close your bank account easily if you go to brunch with the below-mentioned important documents. Again some banks charge account closer fees. So you will be compelled to pay the charge. The charge depends on the bank.

A written request letter or application
Bank passbook [Original]
Bank chequebook
Account number
Account holder’s signature
Name of the account holder
Identity proof (Aadhar card, voter id card, pan card )
Address proof (Aadhar card, ration card, voter card)

You should follow the below points to write a closing bank account letter.

Address to the branch manager
Name of the bank
Name of the branch
Address of the branch
Salutation (Sir/Madam)
Body of the letter

Thanking you

Closing with your faithfully/truly/sincerely
Name or signature

Contact details

Letter/Applictaion Format

Closing Bank Account Letter

The Bank Manager

[Name of the bank]

[Name of the branch]

[Address of the branch]

Date:00/00/00

Sub: [Application for closing account]

Respected Sir/Madam,

I am a savings/current account holder with your branch for a long time. My account number is ________________. Recently it is not possible for me to continue this account due to ____________ [Mention reason]. Please close my account and do not do any transactions. I am returning the passbook, unused checkbook and ATM card. I request you to hand over the current balance by cash to me.

Please close the account at your earliest. Your cooperation will be highly appreciated.

Yours sincerely

[Signature of the applicant]

Contact information

Application For Closing Bank Account

Date: 00/00/00

Sub: _______________

I have recently retired from my service. I have intended to live in my village house. I had been holding this account for the last fifteen years. Now this account is not useful to me. I am depositing the passbook, unused check book, ATM card. I request you to close the account and credit the remaining balance to my hand.

Therefore I pray your goodness to do the needful to close my account and then I shall be grateful to you.

Thanking you

Application For Closing Bank Account Letter

Sub: [Application for closing bank account]

I have a savings bank account in your branch. The account number is ______________. Recently I have resigned from my job. So I want to close my account.

I shall be highly obliged to you if you take steps to close my account as soon as possible.

Yours faithfully

Joint Bank Account Closing Letter

[Address of the bank]

Subject:[Request for closing joint account]

With a lot of respect, we would like to inform you that we hold a joint account (No.XXXXXXXXXXXX) in your branch for a long time. Now we are not able to continue the transactions as our business is going down. So we want to close it. Kindly stop the transactions. We have enclosed all the required documents along with it. And we are returning the passbook, check book, debit and credit card.

Please close our joint account and hand over the rest balance to us at your earliest.

Your signature

Application For Closing Bank Account Due To Death

Date: 00/000/00

Sub: __________________

I would like to draw your attention that I am Rohit Poddar. My mother’s name is _____________. She had a savings account in your branch. The account number is ______________. She passed away due to __________ on _________. Now I want to close the account. I have enclosed the necessary documents with this application.

Therefore I request you to do the needful as soon as possible so that I am able to close the account.

Yours truly

How To Write Application For Closing Bank Account

Punjab National Bank

Subject:[ ]

With due respect, I beg to state that I am an account [No._________] holder in your branch. Due to a personal issue, I would like to close my account and transfer the remaining balance to another account that’s copy has been attached along with this application.

Please consider my request and I will be obliged to you for your concern.

Closing Bank Account Letter Sample

United Bank of India

[Address of the bank]

Respected Sir/ Madam,

I wish to close my savings bank account in your bank. My name is Ram Krishna Bhattacharya and my account number is XXXXXXXXX. Now it is not possible for me as the distance from the bank to my house is so far. I have adjoined the necessary documents like aadhaar card, pan card, voter id and passport photo. I am returning the passbook, checkbook and debit card.

Therefore I earnestly request you to close my savings bank account and hand over the remaining balance.

(Signature)

(Contact details)

Request For Closing Bank Account Letter

Branch name

Branch address

Sub: [Request for closing bank account]

With the best regard, I beg to state that I have intended to close my savings account (No. XXXXXXXXXX) in your branch. My account details are below.

Account number:
A/C holder name:
Available balance:

Please close the above-mentioned account and credit the remaining balance to my hand. Your cooperation will be highly appreciated.

[Signature]

Mobile number

How To Write Closing Bank Account Letter

Union Bank of India

My account number is XXXXXXXXXXX in your branch for five years. Recently I face a money problem to do transactions.

Therefore I request you to close my account and return the existing amount to me in cash.

[Name of the applicant]

Bank Current Account Close Application In English

Alahabad Bank

My name is Sukanto Gatkari. I have a current account (No. XXXXXXXXXX) in your branch. I have maintained the transactions for eight years. Now my business is not running well. That is why I am compelled to close my current account. I am returning the passbook, checkbook and ATM card. I request you to transfer the remaining balance to the below-mentioned savings account.

I, therefore, would pray to your goodness for closing the current account and thereby I shall be highly obliged.

Bank Account no. _______________

IFSC Code: ________________

Request Letter For Closing Bank Account

Bank of Boroda

I have a savings account (No. XXXXXXXXX) with your branch. Now I am not able to continue this account due to some issue. So I earnestly request you to close my account and do not keep on any transactions. Please hand over the remaining balance to me.

I will be thankful to you if you do the needful as early as possible.

Write An Application To The Bank Manager For Closing Bank Account

Bank of India

This is to inform you that I want to close my savings account in your bank due to some reasons. So I have decided not to continue this account. I have attached the new bank account copy. I am returning the passbook, ATM Card, Cheque book.

I, therefore, request you to transfer my existing balance to my new account.

Letter Asking To Close Bank Account

State Bank of India

Sub: [Asking to close bank account]

Dear Sir/Madam,

With due respect, I beg to state that I have a savings account with your branch for ten years. My account number is xxxxxxxxxx. Now I would like to close my account as I have been shifted to another city. So it is not possible to do the transactions here. I am returning the passbook, ATM card and chequebook.

Therefore, I request you to close my account as soon as possible and then I will be grateful to you.

FAQ’s On Application/Letter For Closing Bank Account

How do I write a letter to close my bank account?

Answer: Follow any format that will help you the most and read the samples. It will be easy to write a letter for closing bank accoutn.

Can I ask my bank to close my account?

Answer: Yes. You can ask the bank to close your account but you will have to visit the bank and talk over it. You are told to submit a written request letter.

Is there any charge to close a bank account?

Answer: There is a charge to close a bank account if you would like to close your account after 14 days of opening a new account. Within 14 days the bank will not take any charge of the closing bank account. The charge is depended on the bank.

Can I close bank account online?

Answer: You can close your bank account online if your bank provides the facility. Otherwise, you can not do it.

How much time does it take to close a bank account?

Answer: Naturally it takes business time two or three days. Besides it totally depends on the process.

What documents are needed to close a bank account?

Answer: The bank will want aadhar card, pan card, voter id card, ration card and etc as identity proof. The next documents are the original passbook, chequebook, ATM, signature and account number.

Whom should I write a letter to close a bank account?

Answer: You should write a letter or application to the bank manager for a closing bank account.

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Letter For Closing Bank Account: Check Format and Samples

Imagine you just opened a bank account to avail of online banking services. You are excited to use your bank account to make online payments but you realize that online shopping makes you vulnerable to hackers and online frauds. What would you do in such a case? You probably want to close your bank account. However, there is a formal process to do so. You must write a letter to close the bank account to the bank manager.

Writing a letter to close a bank account is quite common these days. In such letters, you are required to mention details like the reason for closing your bank account, your name, address, contact details, parents’ name, and banking details. Let’s discuss how you can perfectly write a letter for closing a bank account to your bank manager.

Table of Content

Format Letter for Closing Bank Account

Letter for closing bank account: sample 1, letter for closing bank account: sample 2, reasons for closing bank account.

Here is a format letter for closing the bank account. Make sure you understand the entire format before writing a letter for closing a bank account.

[Your Name]

[Your Address]

[City, State, Zip Code]

[Your Phone Number]

[Date]

[Bank Name]

[Bank Address]

[City, State, Zip Code]

Dear Sir/Madam,

Subject: Request for Closure of Bank Account

I am writing to formally request the closure of my bank account [Account Number: XXXXXXXX] held with [Bank Name]. [cite the reason for closing your bank account].

I kindly request you process the closure of the aforementioned account at your earliest convenience. Please find enclosed [if applicable, state any additional documents required for closure, such as unused checks, debit cards, or identity verification documents].

I would appreciate it if you could confirm the closure of the account in writing and provide a final statement reflecting a zero balance. Additionally, I request you terminate any associated services, including automatic payments or direct deposits linked to this account.

I would like to take this opportunity to thank you for the services provided during my tenure as a customer of [Bank Name].

Should you require any further information or documentation from my end to facilitate the closure process, please do not hesitate to contact me at [Your Phone Number] or [Your Email Address].

Thank you for your prompt attention to this matter.

Sincerely,

[Your Name]

Sanjana Kashyap

B-32, Tower 2, ATS Advantage,

Indirapuram, Gaziabad

Uttar Pradesh – 201014

+91- 11111-22222

21-Feb-2024

State Bank of India

22-C, Vaibhav Khand III, Opposite to Shipra Mall,

Indirapuram, Ghaziabad

Uttar Pradesh – 201014

Dear Sir/Madam,

Subject: Request for Closure of Bank Account Due to Security Concerns

I am writing to formally request the closure of my bank account [Account Number: XXXXXXXX] held with the State Bank of India due to significant security concerns.

In the past couple of weeks, there have been many cases of online fraud, scams and security breaches. These concerns have alarmed me and I receive so many unnecessary emails, SMS and useless offers, where they ask for my banking and personal details.

In light of these security issues, I believe it is in my best interest to close the aforementioned account to safeguard my financial assets and personal information from further risk. As a responsible account holder, I am taking proactive measures to mitigate potential losses and protect my privacy.

I kindly request you to expedite the closure process of my account and provide confirmation of closure in writing. Additionally, I request you terminate any associated services, deactivate any linked cards, and ensure that no further transactions can be processed on this account.

I appreciate your prompt attention to this matter and your cooperation in ensuring the security of my banking affairs. Should you require any further information or documentation from my end to facilitate the closure process, please do not hesitate to contact me at XXXXX-XXXXX.

Thank you for your understanding and assistance in resolving this urgent matter.

Sincerely,

Sanjana Kashyap

Rajeev Sharma

House No. 25, Sector 4,

RK Puram, New Delhi

30-January-2024

Axis Bank, A-19,

Sector 4, RK Puram,

New Delhi

Dear Sir/Madam,

Subject: Request for Closure of Bank Account Due to Lost/Stolen Documents

I am writing to inform you of an unfortunate incident regarding the loss/theft of important banking documents associated with my account [Account Number: XXXXXXXX] held with Axis Bank.

Regrettably, I have recently discovered that while I was having lunch with my friend at a restaurant, I dropped my wallet somewhere and all my important documents were lost. As a result of this incident, I am concerned about the security of my account and the potential risk of unauthorised access or fraudulent activity.

In light of these circumstances and to mitigate any potential risks to my financial assets and personal information, I am requesting the immediate closure of the aforementioned bank account. I kindly ask you to expedite the closure process and take the necessary steps to ensure the security of my account during this transition period.

I request the transfer of any remaining funds in the account to my new bank account at Yes Bank or the issuance of a check payable to Rajeev Sharma for the remaining balance. Please ensure that all outstanding fees or charges associated with this account are settled before closure.

If there is any further requirement for verification and documentation for successfully closing my bank account, I am prepared to provide any additional information necessary to facilitate the closure process. Here is my contact number in case you need any further details or clarification: XXXXX-XXXXX.

Thank you for your prompt attention to this matter and your cooperation in ensuring the security of my banking affairs during this challenging time.

Sincerely,

[Your Name]

There can be several reasons for closing a bank account. When writing a letter to your bank manager to close your account or address any other issue, it is very important to highlight the purpose and what has led to the purpose in your letter. Here are some of the popular reasons that can be used for writing a letter to close your bank account.

1. Switching Banks

Sometimes we close our accounts because we’re switching to a different bank for various reasons such as better interest rates, lower fees, better customer service, or more convenient locations.

2. Relocation

When we are moving to a different city, state, or country where our current bank doesn’t have branches or services, we might choose to close our account and open one with a more accessible institution.

3. Dissatisfaction with Services

As customers, we are often dissatisfied with the banking services, unexpected fees, or dissatisfaction with the bank’s policies or practices can lead us to close our accounts and move our money elsewhere.

4. Financial Reasons

If we are faced with any financial issues, we might close our accounts to avoid fees that we can’t afford or to prevent creditors from accessing our funds.

5. Death of the Account Holder

In the event of the account holder’s death, their estate may close their accounts and distribute the funds according to their will or legal requirements.

6. Security Concerns

Security concerns is one of the popular reasons for closing bank account (s). Instances of fraud, identity theft, or unauthorized access to an account can prompt us to close our accounts to protect our finances and personal information.

7. Changes in Financial Goals

Developments like starting a business, getting married, or having children might prompt us to reassess our financial goals and banking needs, leading us to close our current accounts and open new ones that better align with our objectives.

8. Consolidation

Some people might choose to consolidate their banking relationships by closing accounts they no longer use or need, simplifying their financial management.

9. Legal Reasons

Legal reasons like court orders, divorce settlements, or other legal obligations might require us to close or divide joint accounts.

This was all about how to write a letter for closing a bank account. We hope the above-listed format and sample letters will help you understand the letter-writing process. For more information on such informative articles, visit GeeksforGeeks.

Letter for Closing Bank Account- FAQs

What is the purpose of writing a letter to bank manager.

The purpose of writing a letter to your bank manager is to address an issue related to your bank account. It can be any type of issue, such as fraudulent action, security breach, fake calls, etc.

How to write a letter for closing a bank account?

Dear Sir/Madam, Subject: Request for Closure of Bank Account Due to Security Concerns I am writing to formally request the closure of my bank account [Account Number: XXXXXXXX] held with the State Bank of India due to significant security concerns.

What is a format letter for closing a bank account?

Dear Sir/Madam, Subject: Request for Closure of Bank Account I am writing to formally request the closure of my bank account [Account Number: XXXXXXXX] held with [Bank Name]. [cite the reason for closing your bank account].

What details are required to close a bank account?

Your name, address, contact details, bank account number, bank’s name, IFSC Code, reason for closing your bank account, etc.

What is the purpose of letter writing?

Letter writing is an important part of academic and professional writing. Academic writing involves writing engaging letters where students are required to express their thoughts, ideas and experiences on a given topic. Profession letters are utilized to make formal requests. Whether it’s requesting information, action, or cooperation, a well-written letter can effectively communicate the request and its rationale.

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IMAGES

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COMMENTS

Application For Closing Bank Account Letter (New Samples)
Subject: Letter To Close Bank Account And Transfer Funds. Dear Sir/Madam, I am writing this application letter to inform you that, I hold a savings account in your _______ [Mention Your Branch Name] branch & the account number is ___________ [Write Your Account Number]. Now I am not operating this account for a long period of time.
Application for Closing Bank Account
The Branch manager. Bank Name. Bank Address. Date. Subject: Application to Close Bank Account. Salutation. Body of the letter: Mention the reason for closing the bank account, also mention the required bank details such as account number, member ID, passbook, identity proof, etc. Complimentary Closing. Sender's Name.
Request Letter to Close Current Bank Account
How long does it typically take for a bank to process a request to close an account and transfer funds? The processing time may vary, but banks usually aim to complete such requests within a reasonable timeframe, often within a few business days. Incoming Search Terms: Letter to bank for fund transfer; Bank account close application
What Is a Bank Letter to Close an Account? With a Sample
A bank account closure letter is a letter you write to your bank or credit union asking them to close your account. If you're closing a savings account at one bank so you can open a new account elsewhere, for example, the bank might ask you to do so in writing. Writing a letter to close a bank account can ensure that it's actually closed ...
Application For Closing Bank Account【15+ Sample】
Name of the Branch. Address of the Branch. Sub: Application to close bank account. Dear Sir/Madam, My savings account no is XXXXXXX in your bank. Currently, I am not able to continue this account anymore. So you are requested kindly to close the account and credit the amount to me by cash/dd.
Application For Closing Bank Account
To, The Bank Manager. [Bank name] [Branch name] [Name of city/vill] Date : day/month/year. Subject : Application for closing bank account due to death. Respected sir/madam, I am writing this letter with the intention to inform you that my father and I hold a joint account in your bank, __ (branch name) branch.
Application for Closing Bank Account
Sample 2 - Letter to Bank Manager for Closing Account. The Manager. State Bank of India. T Nagar. Chennai - 600054. 31/12/2021. Subject: Request to close account. Sir, I hold an account with the account number 0305000002356032 at your bank.
How To Close A Bank Account
If Required, Send a Letter to Close Your Bank Account. You can write a letter to your bank to close an account. To do so, you can use the template below or a similar format. Date. To whom it may ...
Letter to Close Bank Accounts
Sample Account Closing Letter. Please close the account (s) listed below. Please send any remaining funds in those accounts by check to the address below, and reject any further requests for transactions in these accounts. Please provide written confirmation that the accounts are closed.
Letter to Close Bank Accounts: Template and Tips
Here's a step by step guide on how to write it: 1. Address the letter. Like every letter, a bank account close letter starts with a salutation to the recipient. You can address the bank manager by name, if you know it, or use standard salutations, such as "Dear Bank Manager" or "To Whom It May Concern.". In other scenarios—such as ...
Application for Closing Bank Account
Name of the Bank. Name of the Branch. Address of the Branch. Sub: Application to close bank account. Dear Sir/Madam, My bank's savings account number is XXXXXXX. I'm now unable to keep this account going. Therefore, I respectfully ask that you terminate the account and credit the money to my cash or debit card.
11 Sample of Application For Closing Bank Account
Subject: Application For Closing Bank Account. Dear Sir/Madam, I am writing this letter to formally request the closure of my bank account with [Bank Name]. After careful consideration and evaluation of my financial requirements, I have decided to discontinue my banking services with your esteemed institution.
Application for Closing Bank Account: Format and Samples Letter
Application for Closing Bank Account. Subject: Request for Account Closure. Dear [Bank Name] Manager, I, [Your Name], hold a Savings Account with your bank. Due to some personal circumstances, I am unable to maintain the account and would like to close it. Please find the account passbook enclosed with this letter.
Application for Closing Bank Account with Format and Samples
Writing a bank account closing letter is simple. Follow these steps: Start with Your Details: Write your name, address, and the date at the top of the letter. Bank's Details: Add the bank's name and address. Subject Line: Clearly state the purpose of your letter, like "Request for Bank Account Closure.". Body of the Letter :
Application for Closing Bank Account Letter with Format and Samples
I am writing this letter as a formal request to close my savings account (Account No: 9876543210) with your bank. I have settled all the dues and have no outstanding payments to be made from this account. I request you to proceed with the closure process and transfer any remaining funds to my new bank account.
[Top-5] Bank Account Closing Letter Format with Reason (Word)
File Format: Word. 3. Bank Account Closure Letter Due to Financial Issues. If you're facing financial challenges and need to close your bank account, a Bank Account Closure Letter can help you formally address the situation. Download a template to communicate your circumstances and request an account closure. DOWNLOAD IN WORD. File Format: Word.
Application for Closing Bank Account
Writing an effective letter to close a bank account requires clarity and politeness. Begin with a formal address to the branch manager, clearly stating the intention to close the account and providing necessary details like account number and reason for closure. ... bank account closure application format; Post navigation. Application for Cash ...
How to Write a Letter for Closing Bank Account
Subject: Request for closing savings account. Dear Sir, I, [Your Name], hold a Savings Account in your bank. Due to some personal circumstances, I am unable to maintain the account and would like to close it. Please find the account passbook enclosed with this letter. I request you to initiate the account closure process at the earliest.
Bank Account Closing Letter
The bank account closing letter or application should be addressed to the bank manager. Question 2. How much time does it take to close the bank account? Answer: It takes around three working dates to close a bank account after the application is submitted to the bank manager.
Bank Account Closing Letter Sample and Instructions
Although the number of people switching banks is steadily declining, sometimes it's still necessary to close a bank account. According to a J.D. Power survey, only 4% of Americans changed banks in 2018, down from 8% in 2016, with dissatisfaction concerning problem resolution being the number one reason that people change banks.Moving, excessive fees, inconvenient branch or ATM locations, and ...
Application For Closing Bank Account: Format, Samples
Application For Closing Bank Account: Sample 5. The Branch Manager. Union Bank of India. Koramangala Branch. Bangalore - 600023. 25 th March, 2021. Subject: Closure of savings account. Ma'am, I am Rudhra, and I have a savings account with the account number 2312000023564932 at your branch.
Closing Bank Account Letter With 20+ Sample » Letter Solution
Branch name. Branch address. Date: 00/00/00. Sub: [Application for closing bank account] Sir/Madam, My account number is XXXXXXXXXXX in your branch for five years. Recently I face a money problem to do transactions. Therefore I request you to close my account and return the existing amount to me in cash. Thanking you.
Letter For Closing Bank Account: Check Format and Samples
Writing a letter to close a bank account is quite common these days. In such letters, you are required to mention details like the reason for closing your bank account, your name, address, contact details, parents' name, and banking details. ... In such situations, a leave application letter or a. 11 min read. Email Writing - Format and Samples.
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Office of the Comptroller of the Currency (OCC)
Corporate Application Search; Enforcement Action Search ... OCC Allows National Banks and Federal Savings Associations in Areas Affected by Hurricane Debby to Close. Bulletins. Bulletin; Aug 22, 2024; Financial Data Transparency Act of 2022: Notice of Proposed Rulemaking ... The OCC's economists support the OCC mission through economic thought ...
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Roughly two dozen more Red Lobster locations are scheduled to close within the coming days as part of the seafood restaurant chain's ongoing bankruptcy proceedings. A recent court filing shows ...

Application For Closing Bank Account Letter

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Application for Closing Bank Account

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Application For Closing Bank Account | Bank Account Close Application

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Application for Closing Bank Account - Letter Format with Sample Letters

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How To Close A Bank Account

Reasons for Closing a Bank Account

How to Close a Bank Account

1. Open a New Account

2. Switch Your Existing Scheduled Payments and Deposits

3. Transfer Your Money

4. Contact Your Bank

5. If Required, Send a Letter to Close Your Bank Account

6. Get Written Confirmation

How to Close Certain Types of Bank Accounts

Joint Account

Child’s Account

Inactive Account

Overdrawn Account

Deceased Person’s Account

Can You Close a Bank Account Online?

How Much Does It Cost to Close a Bank Account?

How Long Does It Take to Close a Bank Account?

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Frequently Asked Questions (FAQs)

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