health insurance in india research paper

The growth of this sector is important from the perspective of overall growth of general insurance Industry. At the same time, problems in this sector are also many which are affecting its performance. Design/methodology/approach The paper provides an understanding on performance of health insurance sector in India.

The present paper is an attempt to outline the current picture of health insurance sector in India which is a part and parcel of general insurance.

Inclusion of all kinds of empirical evidence to answer the research question about impact of public-funded health insurance (PFHI) schemes in India. This is one of the very few reviews that has used a systematic methodology to provide latest evidence on the impact of the newly launched Pradhan Mantri Jan Arogya Yojana scheme in India.

Abstract This study provides strategic insights and a business model perspective on health insurance as a vehicle for financing healthcare. It uses both primary (expert interview) and secondary data to investigate the overall disease burden and healthcare industry trends and track healthcare financing through the health insurance mechanism in India. To identify the critical success factors and ...

India has run multiple Government-Funded Health Insurance schemes (GFHIS) over the past decades to ensure affordable healthcare. We assessed GFHIS evolution with a special focus on two national schemes - Rashtriya Swasthya Bima Yojana (RSBY) and Pradhan Mantri Jan Arogya Yojana (PMJAY). RSBY suffered from a static financial coverage cap, low enrollment, inequitable service supply, utilization ...

Abstract. Purpose Health insurance is one of the major contributors of growth of general insurance industry in India. It alone accounts for around 29% of total general insurance premium income earned in India. The growth of this sector is important from the perspective of overall growth of general insurance Industry.

Introduction Health insurance is one of the important approaches that can help in boosting universal healthcare coverage through improved healthcare utilisation and financial protection. This objectives of this review are to identify various interventions implemented in India to promote awareness of health insurance, and to provide evidence for the effectiveness of such interventions on the ...

We report on a large randomized controlled trial of hospital insurance for above-poverty-line Indian households. Households were assigned to free insurance, sale of insurance, sale plus cash transfer, or control. To estimate spillovers, the fraction of households offered insurance varied across villages.

The results suggest that health insurance in India is more skewed towards the households belonging to higher wealth quintile and in the front runner states. Age, occupation and education level are also positively associated with health insurance enrolment. The variable 'weighted information index', which is estimated through Principal Component ...

Universal health coverage is a widely shared goal across lower-income countries. We conducted a large-scale, 4-year trial that randomized premiums and subsidies for India's first national, public hospital insurance program, called RSBY. We find substantial demand (∼ 60% uptake) even when consumers were charged a price equal to the premium the government paid for insurance. We also find ...

Our explorations of health insurance in India started with one of the authors, Mark Nichter, carrying out initial ethnographic observations on the topic intermittingly between 2001 and 2012, in the course of broad-based research on healthcare utilization and provision on the border between Karnataka and Kerala.

Abstract. This article critically analyses the development of health insurance in India where on the one hand, 61% of India's population is covered by government health insurance schemes; however, in the premium term, their contribution is only 11%. Further, public sector general insurance companies are doing the bulk of the health insurance ...

Abstract Insufficient participation of the government in the provision of health care services to the people puts tremendous pressure on households financing their health care expenditure from private sources. Health insurance can be seen as an effective measure to circumvent this problem. However, penetration of health insurance in India is very low. This article seeks to explore the effect ...

Introduction Hypertension is highly prevalent in India, but the proportion of patients achieving blood pressure control remains low. Efforts have been made to expand health insurance coverage nationwide with the aim of improving overall healthcare access. It is critical to understand the role of health insurance coverage in improving hypertension care. Methods We used secondary data from the ...

Abstract This paper is an overview of health Insurance in India, its stake holders, distribution channels and penetration levels; an observation on further requirements of data sets and items for future research and a statistical trend analysis with projected indicative alarming situation.

3. To find out health insurance premium earned and claims and management expenses paid. This paper's sole support comes from secondary data. The National Family Health Survey India Report, the Annual Report of the Insurance Regulatory and Development Authority of India, the Handbook on Indian Insurance Statistics, the Vital Statistics Division, books, journals, RBI bulletins, theses, and ...

Data of Indian private health insurance companies was also utilized. No limitation in terms of publication date and language was considered. The main focus of the present review would be on the private health insurance sector with a spotlight on the out-patient coverage and various obstacles faced by the private health insurance sector.

DOI: 10.1186/s12889-024-19759-1 Corpus ID: 271929685; The impact of health insurance on hypertension care: a household fixed effects study in India @article{Feng2024TheIO, title={The impact of health insurance on hypertension care: a household fixed effects study in India}, author={Zixuan Feng and Qiushi Chen and Lirui Jiao and Xuedi Ma and Rifat A. Atun and Pascal Geldsetzer and Till B{\"a ...

insurance or general insurance. The present paper is an attempt to outline the current picture of health insurance sector in India which is a part and parcel of general insurance.

Shodhganga. The Shodhganga@INFLIBNET Centre provides a platform for research students to deposit their Ph.D. theses and make it available to the entire scholarly community in open access. Shodhganga@INFLIBNET. Indian Institute of Foreign Trade. Department of Commerce.

This paper presents review of health insurance situation in India - the opportunities it provides, the challenges it faces and the concerns it raises. A discussion of the implications of ...

Health insurance in India has shown a huge transition due to introduction of private health care financing, increased income, health consciousness among the different classes of the society, price liberalization and reduction in bureaucracy.The paper presents an overview on the health insurance in India.

Health insurance sector in India is going through a drastic transformation with the advent of new players into the market and has become quite competitive with rising awareness among the insured. This research paper intends to highlight the performance of health insurance sector during the last seven years.

Shodhganga. The Shodhganga@INFLIBNET Centre provides a platform for research students to deposit their Ph.D. theses and make it available to the entire scholarly community in open access. Shodhganga@INFLIBNET. University of Mysore.

The present paper focuses on impact of COVID 19 pandemic on health insurance sector. The researcher has presented trends, opportunities and challenges the health insurance sector if facing now.

The health insurance sector may face challenges in the coming months, due to rising claims and increased competition, particularly in the retail sector, highlighted a report by Jefferies. "Health ...